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Active124 days listed

2287 Turtle Cove Throughway, Monticello, GA 31064

  • 4bd
  • 3ba
  • 1,320SF
  • 0.5ac lot

Single-family homeTurtle Cove

List price

$290,000

$220/SF list

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FMLS IDXFMLS #7794891 · Listing Provided By EXP Realty, LLC. · 888-959-9461 · Listing agent Mary Hernandez

Location

2287 Turtle Cove Throughway, Monticello GA 31064

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About this home

Welcome to your own private retreat in the sought-after Turtle Cove community on Jackson Lake. Perfectly positioned on a spacious wooded lot, this well-maintained home offers the ideal combination of comfortable living, flexible space, and an incredible amenity-rich lifestyle. Step inside to an inviting open floor plan where soaring vaulted ceilings, abundant natural light, and a cozy fireplace create the perfect gathering space. The great room flows right into the dining area and kitchen, featuring stainless steel appliances, generous cabinet storage, and plenty of workspace for everyday living or entertaining. The thoughtfully designed split-bedroom layout provides privacy for the owner's suite, complete with a double vanity, garden tub, separate shower, and spacious walk-in closet. There are 2 large secondary bedrooms and one full bath as well. Downstairs, the finished daylight basement expands your living space with a large bonus room and full bathroom, making it ideal for a fourth bedroom, media room, home office, fitness space, or guest retreat. Outside, you'll love relaxing on the covered front porch or enjoying the expansive backyard surrounded by mature trees. The oversized two-car garage offers additional room for storage, hobbies, or a workshop. Living in Turtle Cove means enjoying one of Georgia's most desirable lake communities. Residents have access to Jackson Lake, five private beaches, four boat ramps, a 9-hole executive golf course, clubhouse with restaurant and lounge, swimming pool, pickleball courts, basketball court, playgrounds, parks, and year-round community events. Even better, this home is within walking distance of Pheasant Beach and a nearby boat ramp, making it easy to spend your days on the water. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this home offers the space, setting, and lifestyle you've been looking for.

How this list price compares in Monticello

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Living area
1,320 SF
Lot size
0.5 acres
Year built
2007
Levels
Two
Main-level bedrooms
3
Garage spaces
2
Parking
Garage
Basement
Finished Bath, Finished
Style
Traditional
Construction
Vinyl Siding
Roof
Composition
Flooring
Vinyl, Luxury Vinyl
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Electric Water Heater, Dryer, Washer, Dishwasher, Microwave, Refrigerator, Electric Range
Lot
Private, Landscaped, Front Yard
Community
Clubhouse, Golf, Lake, Marina, Park, Playground, Pool, Beach Access, Boating, Fishing, Homeowners Assoc, Pickleball
HOA
$365 annually
Annual tax
$2,825 (2025)
County
Jasper

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $290,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,292/mo

Principal and interest
$1,793
Property tax
$235
Home insurance
$125
Mortgage insurance
$109
HOA dues
$30
Loan amount
$261,000
Cash down
$29,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by EXP Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Monticello?

See the similar homes section on this page, or browse all homes for sale in Monticello, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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