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Active11 days listed

403 Lloyd Street, Monticello, GA 31064

  • 4bd
  • 3ba
  • 2,420SF
  • 1.01ac lot

Single-family home

List price

$450,000

$186/SF list

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FMLS IDXFMLS #7855191 · Listing Provided By Coldwell Banker Realty · 404-262-1234 · Listing agent Patricia Zackery

Location

403 Lloyd Street, Monticello GA 31064

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About this home

Beautiful sunrises, peaceful surroundings, and plenty of room to enjoy both! Welcome to this well-maintained Craftsman-style home situated on approximately one acre in Lakeview Estates. Built in 2019, this 4-bedroom, 2.5-bath home offers approximately 2,420 square feet of comfortable living space with a floor plan designed for everyday living and entertaining. Inside, you’ll find beautiful hardwood floors, neutral colors, and a formal dining room featuring an elegant coffered ceiling. The spacious kitchen offers white cabinetry, granite countertops, and a classic subway tile backsplash. Upstairs, the oversized owner’s suite features a private bathroom with a walk-in shower. Three additional bedrooms provide plenty of space for guests, a home office, or hobbies. Recent updates include new carpet in all bedrooms and fresh exterior paint, making this home even more inviting. The backyard is truly something special! The owners have made several improvements to create a wonderful outdoor living and entertaining space. The back porch has been extended and coated, and two pergolas have been added, complete with screens, lighting, and heaters. Whether you’re enjoying your morning coffee, hosting a cookout, or relaxing after a long day, you’ll appreciate the beautiful sunset views and peaceful surroundings. A portion of the wooded area has been cleared to create more usable yard space, and numerous trees and shrubs have been planted to enhance the landscaping. An additional garage provides extra room for vehicles, storage, or hobbies. Adding to the appeal is the home’s location near the Piedmont National Wildlife Refuge, approximately 35,000 acres of federally managed wildlife habitat known for its natural beauty, wooded landscapes, and outdoor recreation opportunities. Enjoy the privacy and open space of country living with the convenience of Georgia Power, county water, and trash service. Public and private school options are available in the area, and the school bus stops at the driveway. If you’re looking for a move-in-ready home with a spacious yard, thoughtful improvements, and a great place to relax at the end of the day, this one deserves a look. Be sure to spend a little time in the backyard. The sunrises are worth it!

How this list price compares in Monticello

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
2,420 SF
Lot size
1.01 acres
Year built
2019
Levels
Two
Main-level bedrooms
0
Garage spaces
2
Parking
Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Storage
Basement
Other
Style
Craftsman
Construction
Cement Siding
Roof
Ridge Vents, Shingle
Flooring
Carpet, Ceramic Tile, Vinyl
Heating
Central, Electric, Hot Water
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Self Cleaning Oven
Lot
Back Yard, Borders US/State Park, Corner Lot, Front Yard, Landscaped, Private
Community
Homeowners Assoc, Near Trails/Greenway, Street Lights
HOA
$250 annually
Annual tax
$3,630 (2025)
County
Jasper

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $450,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,399/mo

Principal and interest
$2,782
Property tax
$303
Home insurance
$125
Mortgage insurance
$169
HOA dues
$21
Loan amount
$405,000
Cash down
$45,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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