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Active78 days listed

781 Cardinal Drive, Monticello, GA 31064

  • 5bd
  • 5ba
  • 5,982SF

Single-family homeTurtle Cove

List price

$1,750,000

$293/SF list

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FMLS IDXFMLS #7818677 · Listing Provided By Century 21 Crowe Realty · 770-775-1800 · Listing agent Terry Davis

Location

781 Cardinal Drive, Monticello GA 31064

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About this home

Deeded Waterfront Living on Jackson Lake - A True Masterpiece Experience lakefront living at its finest in this stunning luxury home nestled on the shores of Jackson Lake. Boasting 5 spacious bedrooms and high-end finishes throughout, this exceptional property is designed for comfort, style, and effortless entertaining. Step into the bright and airy living room, where natural light pours in through expansive windows framing breathtaking big water views. The heart of the home is the chef's gourmet kitchen, featuring sleek quartz and granite countertops, custom cabinetry, and top-of-the-line appliances-perfect for hosting or crafting gourmet meals. The main-level master suite offers a peaceful retreat with lake views, a spa-inspired bathroom, and an oversized walk-in closet. Downstairs, the fully finished basement is an entertainer's dream-complete with a theater room, a huge wet bar with a full-size refrigerator, and multiple areas for gathering and relaxing. Enjoy lake life year-round with your covered two slip Trex dock with two lifts, ideal for boating, fishing, or simply soaking in the serene surroundings. Additional highlights include: * Lavish master bath with separate jacuzzi style tub, his and her and double vanities * Elegant high ceilings and premium finishes throughout * Ample storage and thoughtful layout for full-time living or vacation getaways * deep water for swimming at the dock. * inground sprinkler system Whether you're entertaining a crowd or enjoying quiet lakefront sunsets, this one-of-a-kind Jackson Lake estate offers luxury, comfort, and unforgettable views.

How this list price compares in Monticello

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Half baths
1
Living area
5,982 SF
Year built
2003
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
2
Parking
Garage, Parking Pad
Basement
Boat Door, Daylight, Exterior Entry, Finished, Full, Interior Entry
Style
Modern, Other, Traditional
Construction
Stucco
Roof
Other, Shingle
Flooring
Ceramic Tile, Hardwood
Heating
Central, Electric, Forced Air, Propane
Cooling
Ceiling Fan(s), Central Air, Zoned
Fireplaces
3
Appliances
Dishwasher, Disposal, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Trash Compactor
Lot
Lake On Lot, Landscaped, Sprinklers In Rear
Community
Clubhouse, Golf, Homeowners Assoc, Lake, Playground, Pool
HOA
$415 annually
Annual tax
$11,213 (2025)
County
Jasper

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,750,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$12,570/mo

Principal and interest
$10,819
Property tax
$934
Home insurance
$125
Mortgage insurance
$656
HOA dues
$35
Loan amount
$1,575,000
Cash down
$175,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Century 21 Crowe Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Monticello?

See the similar homes section on this page, or browse all homes for sale in Monticello, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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