Active78 days listed

100 Pond Overlook Lane, Morganton, GA 30560

  • 4bd
  • 3ba
  • 3,300SF
  • 1.45ac lot

Single-family homeEmelia Estates

List price

$624,900

$189/SF list

Ask about this home

FMLS IDXFMLS #7818474 · Listing Provided By Club Realty Associates, Inc. · clubrealtyassociates@gmail.com · Listing agent Rachel Paul

Location

100 Pond Overlook Lane, Morganton GA 30560

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About this home

MOTIVATED SELLER — BRING AN OFFER! If you've been waiting for the right opportunity to enjoy North Georgia mountain living, this could be it! Enjoy the peace, privacy, and beauty of 100 Pond Overlook Lane, where 1.45 acres of spacious, cleared, and beautifully usable land set this property apart from the typical mountain home. Whether you're looking for a place to raise your family, a peaceful retreat for retirement, a second home where everyone gathers, or a potential cash-flowing rental opportunity, this beautifully updated home in desirable Emelia Estates offers the perfect blend of comfort, convenience, and mountain lifestyle. Start your mornings with coffee on the back deck as deer wander through the trees, spend afternoons fishing at the neighborhood pond, and enjoy evenings surrounded by the beauty of the mountains. One of the standout features of this property is the spacious, cleared, and beautifully usable yard—a rare find in the mountains! Unlike many mountain properties with steep terrain, this home offers room for kids to run and play, pets to roam, gardens to grow, and family memories to be made. Inside, the inviting floor plan features soaring ceilings, a cozy gas fireplace, and a kitchen designed for everyday living and entertaining with granite countertops, upgraded stainless steel appliances, refreshed cabinetry, reverse osmosis water filtration, and a sunny breakfast nook overlooking the backyard. The main-level owner's suite provides a peaceful retreat with backyard views, a spa-inspired bathroom, and generous closet space. Additional bedrooms, a versatile bonus room, and a finished terrace level offer plenty of flexibility for guests, hobbies, a home office, game room, or additional living space. Thoughtful updates throughout the home include fresh interior and exterior paint, updated lighting, refreshed kitchen and bathroom cabinetry, newer appliances, updated HVAC components, new water heaters, whole-home water filtration, and additional finished space, allowing you to move in and enjoy from day one. Outdoor enthusiasts will appreciate the three-car garage with room for vehicles, a workshop, boats, kayaks, motorcycles, and all the gear that comes with mountain living. Beyond your own property, Emelia Estates offers a welcoming community atmosphere with a neighborhood fishing pond and peaceful surroundings, while keeping you close to Lake Blue Ridge, Lake Nottely, hiking trails, wineries, dining, shopping, and the charming towns of Blue Ridge and Blairsville. With a motivated seller, 1.45 usable acres, a three-car garage, finished terrace level, extensive updates, and an incredible North Georgia location, this home offers a lot of value. Come see 100 Pond Overlook Lane and BRING AN OFFER!

How this list price compares in Morganton

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
3,300 SF
Lot size
1.45 acres
Year built
2005
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
3
Parking
Driveway, Garage, Garage Faces Side
Basement
Bath/Stubbed, Boat Door, Daylight, Driveway Access, Interior Entry, Partial
Style
Craftsman, Traditional
Construction
HardiPlank Type, Stone
Roof
Shingle
Flooring
Carpet, Ceramic Tile, Hardwood, Luxury Vinyl
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Gas Cooktop, Gas Oven, Microwave, Refrigerator
Lot
Landscaped, Open Lot, Private, Wooded
Community
Other
HOA
$300 annually
Annual tax
$2,657 (2025)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $624,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,469/mo

Principal and interest
$3,863
Property tax
$221
Home insurance
$125
Mortgage insurance
$234
HOA dues
$25
Loan amount
$562,410
Cash down
$62,490

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Club Realty Associates, Inc., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Morganton?

See the similar homes section on this page, or browse all homes for sale in Morganton, GA.

Beyond homes

Also exploring Georgia investment real estate?

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