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Active22 days listed

264 Timmy Circle, Morganton, GA 30560

  • 4bd
  • 4ba
  • 3,227SF
  • 0.29ac lot

Single-family home

List price

$3,750,000

$1,162/SF list

Ask about this home

FMLS IDXFMLS #7849492 · Listing Provided By Peachtree Town & Country · 404-671-9100 · Listing agent Kathy RICE

Location

264 Timmy Circle, Morganton GA 30560

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About this home

Big Water. Gentle Lakefront. Unforgettable Sunsets. Experience the best of Lake Blue Ridge at Crystal Blue, a custom Craftsman-style lakefront retreat completed in 2019 with spectacular big-water views, gentle lake access, and unforgettable northwesterly sunsets. Thoughtfully designed for gathering, the home combines the warmth of a mountain cottage with modern luxury. Hardwood floors, nickel-gap walls, marble countertops, custom cabinetry, and beautiful stonework are found throughout. The open-concept main level features a spacious kitchen with large island and expansive window overlooking the lake, flowing seamlessly into the dining and living areas with a wood-burning stone fireplace. The main-level primary suite enjoys lake views, an expansive owner's closet, and private bath with oversized steam shower. Upstairs are two large bedrooms, a loft with bunk area, and full bath. The lower level offers additional lake-view sleeping space with queen bed, built-in bunks, full bath, recreation and game areas, shuffleboard, and gas fireplace. Outdoor living is exceptional. Enjoy a covered outdoor room off the main level with a wood-burning fireplace, ground-level sun deck, hot tub, and covered lower-level patio game area, then follow the gentle path to the lake. At the shoreline, a large level gathering area features a firepit, newly added gazebo, expanded sitting area, and updated slate stone. Just a few steps lead to the lakeshore and dock. Approximately 100 feet of lake frontage provides expansive views across Lake Blue Ridge toward the dam—an ideal setting for spectacular sunsets and Fourth of July fireworks. Less than five minutes to the marina by boat, approximately 25 minutes to downtown Blue Ridge, and 10 minutes to the growing Morganton area. Generous gravel parking accommodates family and guests. Recent improvements include exterior stain, lakeside gazebo and expanded sitting area, updated slate stone, and refreshed driveway and parking areas. Furnishings negotiable with potential for a turn-key purchase. Established self-managed rental history. Ask about an approximately 0.2-acre parcel available separately with potential for a three-car garage, storage, or space for boats and lake toys, subject to applicable approvals. Crystal Blue offers a rare combination on Lake Blue Ridge: newer custom construction, spectacular views, gentle usable lakefront, exceptional outdoor living, and a home designed to bring everyone together.

How this list price compares in Morganton

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
3,227 SF
Lot size
0.29 acres
Year built
2020
Levels
Three Or More
Main-level bedrooms
1
Parking
Level Driveway
Basement
Daylight, Exterior Entry, Finished, Finished Bath, Full, Walk-Out Access
Style
Craftsman, Modern
Construction
Stone, Wood Siding
Roof
Composition, Metal
Flooring
Ceramic Tile, Hardwood
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Gas, Heat Pump
Fireplaces
3
Appliances
Dishwasher, Gas Range, Gas Water Heater, Microwave, Range Hood, Refrigerator, Self Cleaning Oven
Lot
Back Yard, Front Yard, Lake On Lot, Landscaped, Level, Private
HOA
No
Annual tax
$7,131 (2025)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $3,750,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$25,309/mo

Principal and interest
$23,184
Property tax
$594
Home insurance
$125
Mortgage insurance
$1,406
Loan amount
$3,375,000
Cash down
$375,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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