Active207 days listed

821 Echo Road, Morganton, GA 30560

  • 3bd
  • 4ba
  • 3,362SF
  • 1.04ac lot

Single-family homeMy Mountain

List price

$735,000

$219/SF list

Ask about this home

FMLS IDXFMLS #7747012 · Listing Provided By Keller Williams Realty Atlanta Partners · 770-904-1153 · Listing agent Simply Stephens Real Estate

Location

821 Echo Road, Morganton GA 30560

Interactive map

Loads on click

About this home

NOW OFFERED AT $735,000! Special Financing available! This property is eligible for a rate of 4.625% with approved lender. Make Blue Ridge your escape with this spacious 3-bedroom, 3.5-bath North Georgia retreat offering more than 3,300 square feet across three finished levels. With a private bedroom and full bath on every floor, the layout is made for vacation living. Bring the whole crew while everyone still gets their own space and privacy! The heart of the home is the vaulted great room, where warm wood ceilings, hardwood floors, natural light, and a stone fireplace create the cozy mountain atmosphere you want after a day exploring the Blue Ridge mountains. Step outside to the screened deck and settle in by the second stone fireplace, perfect for morning coffee, cool mountain evenings, game nights, or a glass of wine with friends. The kitchen is designed for gathering, with a large quartz island, plenty of seating, white cabinetry, stone backsplash, pantry, stainless steel appliances, and a casual breakfast area. The main-level owner’s suite feels like its own private retreat with a vaulted ceiling, wood accent wall, deck access, double closets, soaking tub, oversized tile shower, dual vanities, and separate water closet. Upstairs, guests have their own en suite bedroom and oversized walk-in closet. Downstairs, the finished basement gives everyone even more room to spread out with a large family room, wet bar, third bedroom, full bath, storage, and access to another screened deck plus an open-air outdoor area leading to the backyard. Whether you’re looking for a weekend escape, a gathering place for family and friends, or a home base for enjoying everything North Georgia has to offer, this like-new retreat delivers the space, privacy, and indoor-outdoor lifestyle that make mountain living so appealing. Multiple gathering areas, three private bedroom suites, two screened decks, and fireplaces both inside and out make it easy to arrive, unplug, and stay awhile. Special Financing available! This property is eligible for a rate of 4.625%, of 6.575% APR with approved lender.

How this list price compares in Morganton

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
3
Half baths
1
Living area
3,362 SF
Lot size
1.04 acres
Year built
2022
Levels
Three Or More
Main-level bedrooms
1
Parking
Driveway, Kitchen Level
Basement
Daylight, Finished, Finished Bath, Full, Interior Entry, Walk-Out Access
Style
Cabin, Craftsman
Construction
Log
Roof
Composition, Shingle
Flooring
Hardwood
Heating
Central
Cooling
Central Air
Fireplaces
2
Appliances
Dishwasher, Dryer, Electric Range, Microwave, Range Hood, Refrigerator, Washer
Lot
Back Yard, Mountain Frontage, Private, Sloped, Wooded
HOA
Yes
Annual tax
$3,489 (2025)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $735,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,235/mo

Principal and interest
$4,544
Property tax
$291
Home insurance
$125
Mortgage insurance
$276
Loan amount
$661,500
Cash down
$73,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Morganton

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Morganton?

See the similar homes section on this page, or browse all homes for sale in Morganton, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.