Active71 days listed

21 Cove Lane, Ringgold, GA 30736

  • 3bd
  • 3ba
  • 1,214SF

Single-family homeHillcrest Park

List price

$259,990

$214/SF list

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FMLS IDXFMLS #7822788 · Listing Provided By SDC Realty North Georgia, LLC · 770-231-3919 · Listing agent Tracy Sanford

Location

21 Cove Lane, Ringgold GA 30736

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About this home

Move-In Ready in September! The Kensington plan by Smith Douglas Homes, located in the new Hillcrest Park community in Ringgold, Georgia. This beautifully designed new construction home offers modern finishes and functional living space. Step onto the charming covered front porch and enter a bright open-concept family room that flows seamlessly into the upgraded kitchen-perfect for everyday living and entertaining. The kitchen features gleaming granite countertops, abundant cabinetry, and a spacious breakfast area, creating a welcoming hub for gathering with friends and family. Just outside, enjoy outdoor living on the generous back patio, ideal for grilling, relaxing, or hosting guests. The main level showcases durable luxury vinyl plank flooring, offering both style and easy maintenance. Upstairs, an elegant iron rail staircase leads to a peaceful retreat where the private owner's suite includes a spa-like bath with soaking tub and ample space to unwind. Two additional bedrooms provide comfortable accommodations and share a well-appointed hall bath. Located in Ringgold, GA, Hillcrest Park offers convenient access to shopping, dining, parks, and top-rated Catoosa County schools while maintaining a welcoming neighborhood atmosphere. This energy-efficient new construction home blends thoughtful design, modern comfort, and exceptional value. Seller incentives available with use of preferred lender. Photos representative of plan not of home.

How this list price compares in Ringgold

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
1,214 SF
Year built
2026
Levels
Two
Main-level bedrooms
0
Garage spaces
1
Parking
Garage, Garage Door Opener
Style
Traditional
Construction
HardiPlank Type, Stone
Roof
Composition
Flooring
Carpet, Luxury Vinyl
Heating
Central
Cooling
Central Air
Appliances
Dishwasher, Disposal, Electric Range, Microwave, Other
Lot
Back Yard, Landscaped, Level
HOA
$480 annually
Annual tax
$1 (2026)
County
Catoosa

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $259,990 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,870/mo

Principal and interest
$1,607
Property tax
$0
Home insurance
$125
Mortgage insurance
$97
HOA dues
$40
Loan amount
$233,991
Cash down
$25,999

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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