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Active26 days listed

4 Water Oak Trail, Rome, GA 30165

  • 3bd
  • 2ba
  • 2,000SF
  • 0.33ac lot

Single-family homeEmerald Oaks

List price

$399,800

$200/SF list

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FMLS IDXFMLS #7847518 · Listing Provided By Hardy Realty and Development Company · 706-291-4321 · Listing agent STEPHEN DOUGLAS Graves

Location

4 Water Oak Trail, Rome GA 30165

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About this home

Beautifully maintained home with a great mix of comfort, functionality, and outdoor living! The spacious interior features attractive LVP flooring, plantation shutters, vaulted ceilings and plenty of natural light throughout. The primary suite offers a large bedroom, spacious walk-in closet, and an updated bathroom with granite countertops, double vanities, a soaking tub, and separate tile shower. The oversized closet provides an abundance of storage and convenient access to the laundry room. The kitchen offers granite countertops, ample cabinetry, and plenty of workspace, with a layout that flows easily into the living and dining areas. These open and inviting living spaces provide plenty of room for relaxing and entertaining. The home also offers a dedicated office and additional flexible living space. Step outside to enjoy an impressive outdoor living area with a large, covered patio with an outdoor seating area. The fenced backyard features beautifully landscaped beds and plenty of room for entertaining and relaxing. A storage building provides additional space for lawn equipment, tools, and hobbies. With its spacious rooms, abundant storage, updated finishes, and exceptional backyard setup, this home offers a comfortable and functional layout both inside and out.

How this list price compares in Rome

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
2,000 SF
Lot size
0.33 acres
Year built
2021
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Attached, Garage
Style
Craftsman
Construction
HardiPlank Type, Stone
Roof
Composition
Flooring
Ceramic Tile, Laminate, Vinyl
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Microwave, Refrigerator
Lot
Back Yard, Corner Lot, Front Yard, Level, Private
HOA
No
Annual tax
$3,144 (2024)
County
Floyd

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $399,800 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,009/mo

Principal and interest
$2,472
Property tax
$262
Home insurance
$125
Mortgage insurance
$150
Loan amount
$359,820
Cash down
$39,980

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Hardy Realty and Development Company, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Rome?

See the similar homes section on this page, or browse all homes for sale in Rome, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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