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Active262 days listed

114 Riverfront Circle, St. Marys, GA 31558

  • 3bd
  • 4ba
  • 2,600SF
  • 0.24ac lot

TownhouseCumberland Palms

List price

$565,000

$217/SF list

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FMLS IDXFMLS #7717184 · Listing Provided By EXP Realty, LLC. · 888-959-9461 · Listing agent George Meyers

Location

114 Riverfront Circle, St. Marys GA 31558

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About this home

Welcome to 114 Riverfront Circle—an exceptional fully furnished coastal retreat in the gated Cumberland Palms community, perfectlypositioned along the St. Marys River. Offering approximately 2,600 sq ft, this spacious 4-story townhome features 3 bedrooms, 3.5baths, an elevator, fireplace, and an oversized 2-car garage—making it a rare opportunity for a primary residence, second home,vacation getaway, or an income-producing investment. This amazing property offers a wide variety of opportunities including long-term,mid-term, and short-term rental potential. The main living level features an open-concept kitchen, dining, and living space with stainlessappliances, granite countertops, and wood floors, plus a laundry room and half bath. Upstairs, the private primary suite is thoughtfullypositioned along with two additional guest bedrooms and two full baths—ideal for hosting and maximizing rental flexibility. The top floorprovides a charming bonus retreat with river views, perfect for an office, reading room, or observation lounge. Enjoy multiple porchesand outdoor spaces, including a screened lanai, for relaxing after a day on the water. Cumberland Palms offers resort-style amenitiesincluding a boardwalk, pickleball courts, community dock access, pool and hot tub—plus proximity to historic downtown St. Marys, KingsBay Naval Base, and the Intracoastal Waterway. The best feature may be the dock access—perfect for a quick boat trip to CumberlandIsland or Amelia Island. Call today to preview this unique property.

How this list price compares in St. Marys

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Townhouse
Status
Active
Bedrooms
3
Full baths
3
Half baths
1
Living area
2,600 SF
Lot size
0.24 acres
Year built
2007
Levels
Three Or More
Main-level bedrooms
0
Garage spaces
2
Parking
Attached, Drive Under Main Level, Garage, Garage Door Opener
Style
Traditional
Construction
Wood Siding
Roof
Metal
Flooring
Carpet, Ceramic Tile, Hardwood, Wood
Heating
Central, Electric, Forced Air
Cooling
Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
Lot
Level
Community
Boating, Community Dock, Gated, Pickleball, Pool
HOA
No
Annual tax
$5,526 (2025)
County
Camden

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $565,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,290/mo

Principal and interest
$3,493
Property tax
$461
Home insurance
$125
Mortgage insurance
$212
Loan amount
$508,500
Cash down
$56,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by EXP Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in St. Marys?

Browse all homes for sale in St. Marys, GA from the links on this page.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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