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Active Under Contract48 days listed

474 Chartley Trail, Stone Mountain, GA 30083

  • 3bd
  • 3ba
  • 1,671SF
  • 0.23ac lot

Single-family homeSummertown West

List price

$239,900

$144/SF list

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FMLS IDXFMLS #7838419 · Listing Provided By Atlanta Communities · 678-488-5276 · Listing agent Voncia Shepard

Location

474 Chartley Trail, Stone Mountain GA 30083

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About this home

Priced at $239,900, this charming two-story home presents an appealing opportunity for first-time homebuyers and others seeking to remain mindful of their monthly housing payment. It offers three bedrooms, two-and-a-half bathrooms, and a comfortable layout designed for everyday living and entertaining. Inside, the living room is highlighted by beautiful built-in shelving that adds character, display space, and functionality. A separate dining room provides a dedicated setting for meals and special gatherings, while the eat-in kitchen offers space for casual dining and includes a separate bar area ideal for additional seating, serving, or conversation. The family room features a cozy fireplace, creating an inviting place to relax and unwind. Step outside onto the deck for outdoor dining, entertaining, or quiet time overlooking the fenced backyard. The enclosed yard provides room for gardening, recreation, or creating your own outdoor retreat. Additional features include a convenient half bathroom on the main level and an attached two-car garage offering parking and storage. With multiple living and dining areas, attractive built-in shelving, enjoyable outdoor space, and a practical two-story floor plan, this home offers buyers the opportunity to make homeownership a reality while keeping their purchase price in mind. Photos provided by seller and taken prior to current tenant occupancy. Property is currently tenant-occupied, with tenant scheduled to vacate October 31, 2026.

How this list price compares in Stone Mountain

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active Under Contract
Bedrooms
3
Full baths
2
Half baths
1
Living area
1,671 SF
Lot size
0.23 acres
Year built
1980
Levels
Two
Main-level bedrooms
0
Garage spaces
2
Parking
Attached, Garage, Kitchen Level
Basement
Crawl Space
Style
Traditional
Construction
Brick, Other
Roof
Composition
Flooring
Carpet, Laminate, Other
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Refrigerator
Lot
Back Yard
HOA
No
Annual tax
$4,306 (2024)
County
DeKalb

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $239,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,057/mo

Principal and interest
$1,483
Property tax
$359
Home insurance
$125
Mortgage insurance
$90
Loan amount
$215,910
Cash down
$23,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Atlanta Communities, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active Under Contract) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Stone Mountain?

See the similar homes section on this page, or browse all homes for sale in Stone Mountain, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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