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Active19 days listed

196 N Elizabeth Street, Summerville, GA 30747

  • 3bd
  • 2ba
  • 1,248SF
  • 0.34ac lot

Single-family homePine Acres

List price

$195,000

$156/SF list

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FMLS IDXFMLS #7851454 · Listing Provided By Duffy Realty of Atlanta · 678-318-3613 · Listing agent Rhonda Duffy

Location

196 N Elizabeth Street, Summerville GA 30747

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About this home

|| DOUBLE LOT || DETACHED WORKSHOP WITH 2 BAY DOORS || RANCH + SINGLE-LEVEL LIVING || BRAND-NEW DECK || RECENT UPDATES || NEW APPLIANCES || EXTRA SPACE FOR HOBBIES + STORAGE || The real opportunity here goes beyond the house itself. With a DOUBLE LOT, a DETACHED WORKSHOP WITH TWO BAY DOORS, and a RANCH FLOOR PLAN, this property offers something increasingly valuable: room to spread out, work on projects, store your equipment, and enjoy outdoor space without feeling crowded. The SINGLE-LEVEL LAYOUT features 3 BEDROOMS AND 2 FULL BATHROOMS, making everyday living convenient with everything on one floor. The home has received RECENT UPDATES, INCLUDING NEW APPLIANCES, while retaining some of its original 1970s character, including wood paneling in select rooms. It's a comfortable combination of improvements already completed and opportunities to make the space your own over time. Outside, the BRAND-NEW DECK creates a great place for grilling, gathering with friends, or relaxing after a long day. The DOUBLE LOT provides additional outdoor space for entertaining, gardening, recreation, or simply enjoying having more room around the home. One of the property's biggest advantages is the SEPARATE DETACHED WORKSHOP WITH TWO BAY DOORS. Whether you need space for tools, equipment, woodworking, automotive hobbies, or additional storage, having a dedicated building separate from the house opens up possibilities that a typical backyard shed simply can't provide. For buyers who value FUNCTIONAL SPACE, SINGLE-LEVEL LIVING, AND THE FREEDOM TO PERSONALIZE A HOME OVER TIME, this property offers an appealing combination. The DOUBLE LOT, NEW DECK, RECENT IMPROVEMENTS, AND TWO-BAY WORKSHOP create an opportunity to enjoy the property today while making it your own for years to come.

How this list price compares in Summerville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,248 SF
Lot size
0.34 acres
Year built
1972
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Garage, Detached, Driveway
Style
Traditional, Ranch
Construction
Other
Roof
Metal
Flooring
Hardwood
Heating
Other
Cooling
Other
Appliances
Dishwasher, Gas Range, Refrigerator, Range Hood
Lot
Level
Community
Near Schools, Near Shopping
HOA
No
Annual tax
$583 (2025)
County
Chattooga

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $195,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,452/mo

Principal and interest
$1,206
Property tax
$49
Home insurance
$125
Mortgage insurance
$73
Loan amount
$175,500
Cash down
$19,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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