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Active116 days listed

422 Ridgewood Circle, Summerville, GA 30747

  • 3bd
  • 2ba
  • 2,471SF
  • 1.02ac lot

Single-family homeMcCollum Thomas

List price

$409,000

$166/SF list

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FMLS IDXFMLS #7799195 · Listing Provided By Keller Williams Realty Northwest, LLC. · 706-235-1515 · Listing agent David Swift

Location

422 Ridgewood Circle, Summerville GA 30747

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About this home

Custom-Built Brick Beauty on 1+ Acre with Pool, Basement & Premium Finishes! Welcome home to this beautifully crafted custom-built brick residence offering 2,471 square feet of thoughtfully designed living space on a private 1.02-acre lot in one of Summerville's desirable established neighborhoods. From the moment you enter, you'll appreciate the inviting foyer featuring an elegant arched opening that leads into the spacious family room. Natural light pours through the adjoining sunroom, creating the perfect place to relax while enjoying peaceful backyard views. Step outside onto the rear deck and experience the quiet setting that makes this property truly special. The kitchen combines beauty and function with custom cabinetry, granite countertops, stainless steel appliances, and a pantry for additional storage. The oversized owner's suite serves as a true retreat, complete with a large walk-in closet and an impressive ensuite bath featuring double vanities, a relaxing garden tub, separate shower, and private water closet. Two additional generously sized bedrooms share a well-appointed full bath. Throughout the home you'll find exceptional craftsmanship, including stunning Brazilian Cherry hardwood flooring, solid wood interior doors, detailed trim work, and crown molding that add warmth and timeless character. Outside is where this property truly shines. The private fenced backyard was designed for entertaining, featuring a large in-ground swimming pool, covered outdoor bar, changing room, outdoor shower, and plenty of space for family gatherings, summer cookouts, or simply relaxing by the pool. Need additional space? The full unfinished basement with both interior and exterior access offers incredible flexibility for future expansion. Whether you envision a recreation room, home gym, workshop, music studio, office, guest suite, or additional storage, the possibilities are endless. If you've been searching for quality construction, generous living space, outstanding outdoor amenities, and room to grow, this exceptional property deserves a place at the top of your list. Schedule your private showing today!

How this list price compares in Summerville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
2,471 SF
Lot size
1.02 acres
Year built
2006
Levels
Two
Main-level bedrooms
3
Parking
Carport, Parking Pad
Basement
Unfinished
Style
Craftsman
Construction
Brick, Brick 4 Sides, Other
Roof
Composition
Flooring
Ceramic Tile, Hardwood
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Double Oven, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Pool
In Ground
Lot
Other, Private, Sloped
HOA
No
County
Chattooga

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $409,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,114/mo

Principal and interest
$2,529
Property tax
$307
Home insurance
$125
Mortgage insurance
$153
Loan amount
$368,100
Cash down
$40,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Northwest, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Summerville?

See the similar homes section on this page, or browse all homes for sale in Summerville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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