Active74 days listed

640 Suwanee Lakes Circle, Suwanee, GA 30024

  • 3bd
  • 3ba
  • 2,455SF
  • 0.24ac lot

Single-family homeSuwanee Lakes

List price

$425,000

$173/SF list

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FMLS IDXFMLS #7821483 · Listing Provided By Keller Williams Realty Atlanta Partners · 678-761-4846 · Listing agent Soraya Joud

Location

640 Suwanee Lakes Circle, Suwanee GA 30024

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About this home

Welcome to a spacious and versatile home in the highly desirable Collins Hill High School district, offering the space, privacy, and flexibility today's buyers are looking for—without an HOA. That's right: NO HOA, an increasingly rare find in Metro Atlanta, giving you greater freedom without the added fees and restrictions found in many communities. Inside, the inviting main level offers an easy flow between the Living Room, Dining Room, and fireside Family Room, while a bright Sunroom provides the perfect flex space for a home office, playroom, hobby area, or peaceful retreat overlooking the backyard. The Kitchen features generous cabinetry and counter space, a pantry, and sunny Breakfast Area with views of the private backyard. Upstairs, the spacious Owner's Suite features a tray ceiling, generous closet space, and an en-suite bath with dual vanities, soaking tub, and separate shower. Two additional Bedrooms offer excellent closet space, while the secondary Bath includes an oversized storage closet. Step outside and enjoy the spacious fenced backyard, complete with a large deck perfect for entertaining, grilling, or relaxing outdoors, along with ample space for gardening, play, pets, or simply enjoying your own private outdoor space. The wooded surroundings add to the sense of privacy and serenity. Additional highlights include a two-car Garage with updated doors, fresh paint and a newer water heater, approximately three years old. Ideally situated near I-85, Highway 316, Georgia Gwinnett College, Northside Gwinnett Medical Center, shopping, dining, parks, and everyday conveniences, this home offers a rare combination of location, flexibility, privacy, and NO HOA—all in one of Gwinnett County's most convenient areas.

How this list price compares in Suwanee

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
2,455 SF
Lot size
0.24 acres
Year built
1992
Levels
Two
Main-level bedrooms
0
Garage spaces
2
Parking
Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
Style
Traditional
Construction
Brick Veneer, Cement Siding
Roof
Composition
Flooring
Carpet, Tile
Heating
Central
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Disposal, Dryer, Gas Range, Range Hood, Refrigerator, Self Cleaning Oven, Washer
Lot
Back Yard, Cleared, Front Yard, Private, Wooded
Community
Near Schools, Near Shopping, Sidewalks, Street Lights
HOA
No
Annual tax
$6,430 (2026)
County
Gwinnett

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $425,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,448/mo

Principal and interest
$2,628
Property tax
$536
Home insurance
$125
Mortgage insurance
$159
Loan amount
$382,500
Cash down
$42,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Suwanee?

See the similar homes section on this page, or browse all homes for sale in Suwanee, GA.

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Also exploring Georgia investment real estate?

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