Active118 days listed

279 Shallow Water Trail, Talking Rock, GA 30175

  • 4bd
  • 4ba
  • 3,471SF
  • 3.26ac lot

Single-family homeCreekside Crossing

List price

$995,000

$287/SF list

Ask about this home

FMLS IDXFMLS #7797989 · Listing Provided By RE/MAX Town And Country · 706-889-6154 · Listing agent Emily Reece

Location

279 Shallow Water Trail, Talking Rock GA 30175

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About this home

4BR/3.5BA | $55K–$98K+ EST. ANNUAL GROSS SHORT-TERM RENTAL POTENTIAL | MOUNTAIN VIEWS | APPROX. 300 FT CREEK FRONTAGE | 2025 BUILT | 3.52 ACRES | 3,400 SF | SOLD FURNISHED W/ EXCLUSIONS! Welcome to this stunning custom home in Creekside Crossing offering the perfect blend of luxury, privacy, and North Georgia beauty! Situated on 3.52 PRIVATE ACRES with approximately 300 FEET OF CREEK FRONTAGE (to the centerline of the creek), a peaceful YEAR-ROUND CREEK approximately 5–7 feet wide along the back of the property, SEASONAL MOUNTAIN VIEWS, and HIGH-SPEED FIBER INTERNET, this is the perfect mountain retreat for full-time living, remote work, or a vacation escape. ESTIMATED $55K–$98K+ ANNUAL GROSS SHORT-TERM RENTAL POTENTIAL, subject to rental restrictions and market conditions! HOME IS BEING SOLD FURNISHED W/ EXCLUSIONS LIST, offering a convenient, move-in-ready opportunity! Built in 2025, this thoughtfully designed home features a MAIN-LEVEL PRIMARY SUITE, two upstairs bedrooms plus a loft, and a FINISHED TERRACE LEVEL with an additional bedroom, full bath, and spacious media/game room. The OPEN-CONCEPT LIVING AREA showcases hardwood floors, oversized windows, a GAS FIREPLACE, and two sliding glass doors leading to the WRAPAROUND PORCH with its own WOOD-BURNING FIREPLACE—perfect for enjoying the peaceful mountain setting! The kitchen features GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, custom wood cabinetry, a LARGE ISLAND, and an electric range. The PRIMARY SUITE offers private porch access, a large walk-in closet with custom shelving, and a beautifully tiled shower. Upstairs you'll find hardwood floors, tongue-and-groove ceilings, and a full bath. The FINISHED TERRACE LEVEL features tall ceilings, engineered wood flooring, a large recreation room, bedroom, full bath, and flexible living space ideal for guests or entertaining. An existing CONCRETE PAD is already in place for a future garage or carport. Located in the GATED CREEKSIDE CROSSING COMMUNITY with PAVED ROADS and convenient access to Jasper, Ellijay, and Blue Ridge. NO SCHOOL TAX FOR QUALIFYING OWNERS OVER 65! Enjoy being minutes from APPLE ORCHARDS, WINERIES, HIKING TRAILS, Springer Mountain, the APPALACHIAN TRAIL, Amicalola Falls State Park, Fort Mountain State Park, Brasstown Bald, trout streams, tubing, kayaking, sunflower fields, pumpkin patches, and endless outdoor recreation! Whether you're looking for a LUXURY FULL-TIME RESIDENCE, SECOND HOME, or INCOME-PRODUCING SHORT-TERM RENTAL, this exceptional property offers it all! PREFERRED LENDER INCENTIVE: Receive a 1-YEAR TEMPORARY RATE BUYDOWN, lowering your interest rate by 1% during the first year to help reduce your monthly payment!

How this list price compares in Talking Rock

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
3,471 SF
Lot size
3.26 acres
Year built
2025
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
2
Parking
Garage, Level Driveway
Basement
Finished, Full
Style
Cabin, Country, Craftsman, Traditional
Construction
HardiPlank Type
Roof
Composition
Flooring
Hardwood, Tile, Other
Heating
Central, Electric
Cooling
Central Air, Electric
Fireplaces
2
Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Washer, Other
Lot
Back Yard, Creek On Lot
Community
Gated, Near Shopping, Near Trails/Greenway, Pool
HOA
$1,100 annually
Annual tax
$1,898 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $995,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$6,900/mo

Principal and interest
$6,151
Property tax
$158
Home insurance
$125
Mortgage insurance
$373
HOA dues
$92
Loan amount
$895,500
Cash down
$99,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by RE/MAX Town And Country, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Talking Rock?

See the similar homes section on this page, or browse all homes for sale in Talking Rock, GA.

Beyond homes

Also exploring Georgia investment real estate?

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