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Active106 days listed

1280 Melody Bend, Watkinsville, GA 30677

  • 4bd
  • 4ba
  • 2,811SF

Single-family homeTrove

List price

$630,650

$224/SF list

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FMLS IDXFMLS #7804060 · Listing Provided By DFH Realty Ga, LLC · 770-284-0841 · Listing agent Samuel Bass

Location

1280 Melody Bend, Watkinsville GA 30677

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About this home

Welcome to this cottage style planning community in the desirable small town of Watkinsville. QUICK MOVE IN! Cottage 2 features the primary bedroom on the first floor with 3 more bedrooms and 2 baths upstairs and also a loft. On the main level is a family room opening into the gourmet kitchen and dining area. The gourmet kitchen cabinets features granite countertops, tile backsplash, an enormous island, a pantry, gourmet stainless steel appliances, and hardwood floors. The primary bedroom has a beautiful bathroom with large walk in tile shower and a free standing soaking tub and a big walk-in closet. Stairs w/ oak handrails lead upstairs. The exterior features a covered porches on the front of this adorable cottage style home, making it perfect for entertaining. STOCK PHOTOS USED.

How this list price compares in Watkinsville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
2,811 SF
Year built
2026
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Garage
Style
Cottage, Craftsman
Construction
Brick, Cement Siding, Other
Roof
Composition
Flooring
Carpet, Hardwood, Tile
Heating
Central, Forced Air, Natural Gas, Zoned
Cooling
Electric
Fireplaces
1
Appliances
Dishwasher, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Range Hood, Other
Lot
Cleared, Other
Community
Dog Park, Homeowners Assoc, Near Schools, Near Trails/Greenway, Park, Sidewalks, Street Lights
HOA
$1,200 annually
Annual tax
$1,006 (2026)
County
Oconee

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $630,650 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,444/mo

Principal and interest
$3,899
Property tax
$84
Home insurance
$125
Mortgage insurance
$236
HOA dues
$100
Loan amount
$567,585
Cash down
$63,065

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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