Active61 days listed

21 Rocky Circle NE, White, GA 30184

  • 4bd
  • 4ba
  • 5,288SF
  • 1.43ac lot

Single-family homeHome Place

List price

$699,000

$132/SF list

Ask about this home

FMLS IDXFMLS #7828712 · Listing Provided By Realty of America, LLC · 404-383-2259 · Listing agent Amanda Abernathy

Location

21 Rocky Circle NE, White GA 30184

Interactive map

Loads on click

About this home

SELLER-PAID RATE BUYDOWN OPTIONS AVAILABLE! Seller may contribute toward the buyer’s interest rate buydown with the use of a preferred lender. Options 21 Rocky Circle NE, White, GA 30184 A Private Lakeside Retreat with an Exceptional Kitchen, Expansive Living Space & Endless Possibilities! Welcome to an extraordinary opportunity to own a one-of-a-kind lakefront home nestled on a peninsula of a private lake shared by approximately 60 homes. Offering an impressive 5,288 square feet, 4 bedrooms, and 3.5 bathrooms, this ranch-style home combines space, versatility, thoughtful upgrades, and beautiful waterfront surroundings. Situated on approximately 1.43 acres, this property offers a peaceful setting with room to relax, entertain, and enjoy the lifestyle you have been looking for. If you love to cook, bake, or entertain, you are going to fall in love with this kitchen! Truly a standout feature of the home, this exceptional kitchen offers Brazilian quartzite countertops and backsplashes, an eight-foot island with a flat-top cooktop, a dedicated baking station, and a charming bay window perfect for a breakfast nook. All-new KitchenAid appliances add to the appeal, creating a kitchen that is as functional as it is beautiful. Whether preparing a holiday meal, baking with family, or hosting friends, this space is designed to impress. The home offers inviting living areas, a desirable primary bedroom on the main level, and a flexible floor plan suited for a variety of living arrangements. The finished daylight basement features its own kitchen and offers excellent potential for multigenerational living, extended-stay guests, or a private retreat. Two bedrooms share a convenient Jack-and-Jill bathroom, adding functionality for family and visitors. Step outside and discover four decks designed to take full advantage of the peaceful lake setting. Enjoy an impressive 48-foot upper-level deck, a second 48-foot lower-level deck, a Juliet-style deck on the northeast side, and an additional deck on the southwest side. Whether enjoying your morning coffee, watching wildlife, entertaining guests, or unwinding at sunset, the outdoor spaces offer countless ways to appreciate the natural surroundings. Additional features include: Two of three HVAC units replaced in 2023 Water heater replaced in 2023 Both a tankless water heater and a standard electric water heater Energy-conscious features and reportedly low electric bills Two attics providing additional storage Oversized two-car garage with double garage doors and a separate walkout door New staircase Downstairs finishes featuring carpet and luxury vinyl tile (LVT) flooring Finished basement with exterior access and additional living possibilities Assumable mortgage opportunity, subject to lender approval and loan terms Transferable home warranty, subject to the warranty provider’s terms Transferable termite inspection/warranty, subject to provider terms No HOA, as represented by the seller Conveniently located near Lake Allatoona, parks, shopping, and major commuter routes, this property offers a unique combination of privacy, space, waterfront living, and convenience. Whether you envision a full-time lakefront residence, a multigenerational home, or a place to entertain and create lasting memories, 21 Rocky Circle is a rare opportunity to enjoy the best of lakeside living with the space and flexibility to make it your own. may include: • 1-1 Buydown: Reduced interest rate for Year 1. • 2-1 Buydown: Rate reduced by 2% in Year 1 and 1% in Year 2. • 3-2-1 Buydown: Rate reduced by 3% in Year 1, 2% in Year 2, and 1% in Year 3. Buyer’s interest rate returns to the note rate after the buydown period. Seller contribution, buyer eligibility, loan program guidelines, and lender approval apply. Contact listing agent for details and preferred lender information.

How this list price compares in White

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
5,288 SF
Lot size
1.43 acres
Year built
1999
Levels
Two
Main-level bedrooms
3
Garage spaces
2
Parking
Driveway, Garage
Basement
Daylight, Exterior Entry, Finished, Finished Bath, Full, Walk-Out Access
Style
Craftsman, Ranch
Construction
Frame, Stucco
Roof
Composition, Shingle, Tar/Gravel
Flooring
Carpet, Hardwood, Tile
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
Lot
Back Yard, Front Yard, Lake On Lot, Private, Sloped
Community
Fishing, Homeowners Assoc, Lake, Near Schools, Near Shopping
HOA
No
Annual tax
$4,663 (2025)
County
Bartow

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $699,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,097/mo

Principal and interest
$4,321
Property tax
$389
Home insurance
$125
Mortgage insurance
$262
Loan amount
$629,100
Cash down
$69,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in White

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Realty of America, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in White?

See the similar homes section on this page, or browse all homes for sale in White, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.