Housing market/Massachusetts/ZIP 01945

ACS 2023 · FY2027 SAFMR

ZIP 01945 Marblehead, Massachusetts

Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area · Massachusetts. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
20,390
Households
8,232
Median HH income
$164,325
Renter share
17.1%
Median gross rent
$1,769
Vacancy
7.5%
Pop. change
-0.5%
2BR SAFMR
$2,650
SAFMR / rent
1.498×
2–49 unit stock
1,814
LIHTC proj / units
1 / 4
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 01945 · MA — sent to you.

ZIP 01945 · MA

ACS median rent$1,769
2BR SAFMR$2,650
90% floor$2,385
110% ceiling$2,915

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 01945

  • 1-unit detached6,69175.4%
  • 1-unit attached3413.8%
  • 2–4 units1,22713.8%
  • 5–49 units5876.6%
  • 50+ units240.3%
TypeUnitsShare
1-unit detached6,69175.2%
1-unit attached3413.8%
2 units (duplex)5005.6%
3–4 units7278.2%
5–9 units4074.6%
10–19 units780.9%
20–49 units1021.1%
50+ units240.3%
Mobile00.0%

2–4 unit share 13.8% · 5–49 unit share 6.6% · combined 2–49 20.4%.

Units by bedrooms

Studio
126
1BR
760
2BR
1,545
3BR
3,103
4BR
2,509
5+
856

Rent burden

Rent ≥30% of income43.4%
Rent ≥50% of income26.7%
  • ACS median gross rent $1,769 (all bedrooms, occupied rentals).
  • Median contract rent $1,609.
  • Renters paying ≥30% of income 43.4%; ≥50% 26.7%.
  • FY2027 2BR SAFMR $2,650 (1.498× ACS median gross rent).

Population

20,390 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -0.5%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 1 projects, 4 units.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 498 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 01945 17.1% of occupied households are renters; vacancy is 7.5%; ACS median gross rent is $1,769; population changed -0.5% between the 2018 and 2023 ACS vintages; the housing stock includes 1,227 units in 2–4-unit structures and 587 units in 5–49-unit structures; 1 LIHTC projects totaling 4 units; FY2027 2BR SAFMR is $2,650 versus ACS median gross rent of $1,769. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Massachusetts research

ZIP 01945 is a Census / HUD profile for Boston-Cambridge-Quincy, MA-NH, MA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Massachusetts research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 01945?

ZIP 01945 (Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area) has 20,390 residents, 8,232 households, a renter share of 17.1%, median household income of $164,325, and ACS 2023 median gross rent of $1,769. Vacancy is 7.5%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 01945?

ACS counts 500 units in 2-unit buildings, 727 in 3–4 unit buildings, 407 in 5–9, 78 in 10–19, and 102 in 20–49. Combined 2–49 unit stock is 1,814 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 01945?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,650. See the full schedule and 90–110% payment-standard band on the ZIP 01945 — Marblehead, MA HUD Section 8 Payment Standards / SAFMR.

Does this Massachusetts ZIP profile include Georgia listings?

No. ZIP 01945 is Census / HUD research for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. Jeff Crowe CRE does not list Massachusetts property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.