Housing market/Maine/ZIP 04040

ACS 2023 · FY2027 SAFMR

ZIP 04040 Harrison, Oxford County, Maine

Oxford County, ME · Maine. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
2,963
Households
1,401
Median HH income
$58,267
Renter share
8.5%
Median gross rent
$795
Vacancy
34.2%
Pop. change
-7.1%
2BR SAFMR
$1,650
SAFMR / rent
2.075×
2–49 unit stock
18
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

Email this profile

HUD schedule, ACS stock, and the 90–110% band for ZIP 04040 · ME — sent to you.

ZIP 04040 · ME

ACS median rent$795
2BR SAFMR$1,650
90% floor$1,485
110% ceiling$1,815

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 04040

  • 1-unit detached1,90489.5%
  • 1-unit attached190.9%
  • 2–4 units180.8%
  • Mobile1878.8%
TypeUnitsShare
1-unit detached1,90489.5%
1-unit attached190.9%
2 units (duplex)180.8%
3–4 units00.0%
5–9 units00.0%
10–19 units00.0%
20–49 units00.0%
50+ units00.0%
Mobile1878.8%

2–4 unit share 0.8% · 5–49 unit share 0.0% · combined 2–49 0.8%.

Units by bedrooms

Studio
14
1BR
134
2BR
722
3BR
887
4BR
231
5+
140

Rent burden

Rent ≥30% of income24.4%
Rent ≥50% of income11.8%
  • ACS median gross rent $795 (all bedrooms, occupied rentals).
  • Median contract rent $686.
  • Renters paying ≥30% of income 24.4%; ≥50% 11.8%.
  • FY2027 2BR SAFMR $1,650 (2.075× ACS median gross rent).

Population

2,963 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -7.1%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 651 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 04040 8.5% of occupied households are renters; vacancy is 34.2%; ACS median gross rent is $795; population changed -7.1% between the 2018 and 2023 ACS vintages; the housing stock includes 18 units in 2–4-unit structures and 0 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,650 versus ACS median gross rent of $795. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Maine research

ZIP 04040 is a Census / HUD profile for Oxford County, ME. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Maine research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 04040?

ZIP 04040 (Oxford County, ME) has 2,963 residents, 1,401 households, a renter share of 8.5%, median household income of $58,267, and ACS 2023 median gross rent of $795. Vacancy is 34.2%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 04040?

ACS counts 18 units in 2-unit buildings, 0 in 3–4 unit buildings, 0 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 18 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 04040?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,650. See the full schedule and 90–110% payment-standard band on the ZIP 04040 — Harrison, ME HUD Section 8 Payment Standards / SAFMR.

Does this Maine ZIP profile include Georgia listings?

No. ZIP 04040 is Census / HUD research for Oxford County, ME. Jeff Crowe CRE does not list Maine property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.