Housing market/Maine/ZIP 04103
ZIP 04103 Portland, Maine
Portland, ME HUD Metro FMR Area · Maine. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 04103 · ME — sent to you.
ZIP 04103 · ME
ACS rent vs 2BR SAFMR
ZIP 04103 — Portland, ME HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 04103
- 1-unit detached7,53152.5%
- 1-unit attached9926.9%
- 2–4 units3,52824.6%
- 5–49 units1,45610.2%
- 50+ units8215.7%
- Mobile80.1%
2–4 unit share 24.6% · 5–49 unit share 10.2% · combined 2–49 34.8%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,571 (all bedrooms, occupied rentals).
- Median contract rent $1,418.
- Renters paying ≥30% of income 44.3%; ≥50% 19.1%.
- FY2027 2BR SAFMR $2,380 (1.515× ACS median gross rent).
Population
31,705 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +2.4%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 10 projects, 875 units.
- HUD project-based assisted MF: 6 properties, 427 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 761 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 04103 38.8% of occupied households are renters; vacancy is 6.8%; ACS median gross rent is $1,571; population increased +2.4% between the 2018 and 2023 ACS vintages; the housing stock includes 3,528 units in 2–4-unit structures and 1,456 units in 5–49-unit structures; 10 LIHTC projects totaling 875 units; FY2027 2BR SAFMR is $2,380 versus ACS median gross rent of $1,571. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Maine research
ZIP 04103 is a Census / HUD profile for Portland, ME. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 04103 — Portland, ME HUD Section 8 Payment Standards / SAFMR·Maine ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Maine research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 04103?
ZIP 04103 (Portland, ME HUD Metro FMR Area) has 31,705 residents, 13,364 households, a renter share of 38.8%, median household income of $90,682, and ACS 2023 median gross rent of $1,571. Vacancy is 6.8%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 04103?
ACS counts 1,720 units in 2-unit buildings, 1,808 in 3–4 unit buildings, 755 in 5–9, 406 in 10–19, and 295 in 20–49. Combined 2–49 unit stock is 4,984 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 04103?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,380. See the full schedule and 90–110% payment-standard band on the ZIP 04103 — Portland, ME HUD Section 8 Payment Standards / SAFMR.
Does this Maine ZIP profile include Georgia listings?
No. ZIP 04103 is Census / HUD research for Portland, ME HUD Metro FMR Area. Jeff Crowe CRE does not list Maine property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.