Housing market/Maine/ZIP 04981

ACS 2023 · FY2027 SAFMR

ZIP 04981 Stockton Springs, Waldo County, Maine

Waldo County, ME · Maine. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
2,584
Households
1,189
Median HH income
$72,178
Renter share
15.6%
Median gross rent
$1,375
Vacancy
13.8%
Pop. change
+6.8%
2BR SAFMR
$1,630
SAFMR / rent
1.185×
2–49 unit stock
107
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 04981 · ME — sent to you.

ZIP 04981 · ME

ACS median rent$1,375
2BR SAFMR$1,630
90% floor$1,467
110% ceiling$1,793

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 04981

  • 1-unit detached96870.2%
  • 1-unit attached967.0%
  • 2–4 units825.9%
  • 5–49 units251.8%
  • Mobile20815.1%
TypeUnitsShare
1-unit detached96870.2%
1-unit attached967.0%
2 units (duplex)231.7%
3–4 units594.3%
5–9 units251.8%
10–19 units00.0%
20–49 units00.0%
50+ units00.0%
Mobile20815.1%

2–4 unit share 5.9% · 5–49 unit share 1.8% · combined 2–49 7.8%.

Units by bedrooms

Studio
13
1BR
27
2BR
428
3BR
659
4BR
167
5+
85

Rent burden

Rent ≥30% of income20.0%
Rent ≥50% of income13.5%
  • ACS median gross rent $1,375 (all bedrooms, occupied rentals).
  • Median contract rent $959.
  • Renters paying ≥30% of income 20.0%; ≥50% 13.5%.
  • FY2027 2BR SAFMR $1,630 (1.185× ACS median gross rent).

Population

2,584 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +6.8%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 04981 15.6% of occupied households are renters; vacancy is 13.8%; ACS median gross rent is $1,375; population increased +6.8% between the 2018 and 2023 ACS vintages; the housing stock includes 82 units in 2–4-unit structures and 25 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,630 versus ACS median gross rent of $1,375. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Maine research

ZIP 04981 is a Census / HUD profile for Waldo County, ME. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Maine research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 04981?

ZIP 04981 (Waldo County, ME) has 2,584 residents, 1,189 households, a renter share of 15.6%, median household income of $72,178, and ACS 2023 median gross rent of $1,375. Vacancy is 13.8%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 04981?

ACS counts 23 units in 2-unit buildings, 59 in 3–4 unit buildings, 25 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 107 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 04981?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,630. See the full schedule and 90–110% payment-standard band on the ZIP 04981 — Stockton Springs, ME HUD Section 8 Payment Standards / SAFMR.

Does this Maine ZIP profile include Georgia listings?

No. ZIP 04981 is Census / HUD research for Waldo County, ME. Jeff Crowe CRE does not list Maine property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.