Housing market/Pennsylvania/ZIP 19604
ZIP 19604 Reading, Pennsylvania
Reading, PA MSA · Pennsylvania. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
Email this profile
HUD schedule, ACS stock, and the 90–110% band for ZIP 19604 · PA — sent to you.
ZIP 19604 · PA
ACS rent vs 2BR SAFMR
ZIP 19604 — Reading, PA HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 19604
- 1-unit detached1,41114.0%
- 1-unit attached6,28062.2%
- 2–4 units1,73217.2%
- 5–49 units4284.2%
- 50+ units1701.7%
- Mobile680.7%
2–4 unit share 17.2% · 5–49 unit share 4.2% · combined 2–49 21.4%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,100 (all bedrooms, occupied rentals).
- Median contract rent $853.
- Renters paying ≥30% of income 50.0%; ≥50% 22.8%.
- FY2027 2BR SAFMR $1,420 (1.291× ACS median gross rent).
Population
29,408 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +3.9%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 2 units.
- HUD project-based assisted MF: 1 properties, 100 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 179 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 19604 50.7% of occupied households are renters; vacancy is 6.5%; ACS median gross rent is $1,100; population increased +3.9% between the 2018 and 2023 ACS vintages; the housing stock includes 1,732 units in 2–4-unit structures and 428 units in 5–49-unit structures; 1 LIHTC projects totaling 2 units; FY2027 2BR SAFMR is $1,420 versus ACS median gross rent of $1,100. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Pennsylvania research
ZIP 19604 is a Census / HUD profile for Reading, PA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 19604 — Reading, PA HUD Section 8 Payment Standards / SAFMR·Pennsylvania ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Pennsylvania research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 19604?
ZIP 19604 (Reading, PA MSA) has 29,408 residents, 9,438 households, a renter share of 50.7%, median household income of $52,863, and ACS 2023 median gross rent of $1,100. Vacancy is 6.5%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 19604?
ACS counts 1,075 units in 2-unit buildings, 657 in 3–4 unit buildings, 76 in 5–9, 215 in 10–19, and 137 in 20–49. Combined 2–49 unit stock is 2,160 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 19604?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,420. See the full schedule and 90–110% payment-standard band on the ZIP 19604 — Reading, PA HUD Section 8 Payment Standards / SAFMR.
Does this Pennsylvania ZIP profile include Georgia listings?
No. ZIP 19604 is Census / HUD research for Reading, PA MSA. Jeff Crowe CRE does not list Pennsylvania property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.