Housing market/West Virginia/ZIP 25404

ACS 2023 · FY2027 SAFMR

ZIP 25404 Martinsburg, Jefferson County, West Virginia

Jefferson County, WV HUD Metro FMR Area · West Virginia. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
22,809
Households
9,454
Median HH income
$68,897
Renter share
41.2%
Median gross rent
$1,228
Vacancy
5.2%
Pop. change
+2.9%
2BR SAFMR
$1,220
SAFMR / rent
0.993×
2–49 unit stock
2,076
LIHTC proj / units
8 / 406
HUD assisted MF
2 / 63

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 25404 · WV — sent to you.

ZIP 25404 · WV

ACS median rent$1,228
2BR SAFMR$1,220
90% floor$1,098
110% ceiling$1,342

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 25404

  • 1-unit detached5,46454.8%
  • 1-unit attached1,42714.3%
  • 2–4 units6766.8%
  • 5–49 units1,40014.0%
  • 50+ units750.8%
  • Mobile9319.3%
TypeUnitsShare
1-unit detached5,46454.8%
1-unit attached1,42714.3%
2 units (duplex)2652.7%
3–4 units4114.1%
5–9 units7938.0%
10–19 units4304.3%
20–49 units1771.8%
50+ units750.8%
Mobile9319.3%

2–4 unit share 6.8% · 5–49 unit share 14.0% · combined 2–49 20.8%.

Units by bedrooms

Studio
136
1BR
715
2BR
2,468
3BR
5,313
4BR
1,131
5+
210

Rent burden

Rent ≥30% of income43.5%
Rent ≥50% of income18.2%
  • ACS median gross rent $1,228 (all bedrooms, occupied rentals).
  • Median contract rent $1,054.
  • Renters paying ≥30% of income 43.5%; ≥50% 18.2%.
  • FY2027 2BR SAFMR $1,220 (0.993× ACS median gross rent).

Population

22,809 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +2.9%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 8 projects, 406 units.
  • HUD project-based assisted MF: 2 properties, 63 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 30 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 25404 41.2% of occupied households are renters; vacancy is 5.2%; ACS median gross rent is $1,228; population increased +2.9% between the 2018 and 2023 ACS vintages; the housing stock includes 676 units in 2–4-unit structures and 1,400 units in 5–49-unit structures; 8 LIHTC projects totaling 406 units; FY2027 2BR SAFMR is $1,220 versus ACS median gross rent of $1,228. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

West Virginia research

ZIP 25404 is a Census / HUD profile for Jefferson County, WV. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is West Virginia research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 25404?

ZIP 25404 (Jefferson County, WV HUD Metro FMR Area) has 22,809 residents, 9,454 households, a renter share of 41.2%, median household income of $68,897, and ACS 2023 median gross rent of $1,228. Vacancy is 5.2%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 25404?

ACS counts 265 units in 2-unit buildings, 411 in 3–4 unit buildings, 793 in 5–9, 430 in 10–19, and 177 in 20–49. Combined 2–49 unit stock is 2,076 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 25404?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,220. See the full schedule and 90–110% payment-standard band on the ZIP 25404 — Martinsburg, WV HUD Section 8 Payment Standards / SAFMR.

Does this West Virginia ZIP profile include Georgia listings?

No. ZIP 25404 is Census / HUD research for Jefferson County, WV HUD Metro FMR Area. Jeff Crowe CRE does not list West Virginia property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.