Housing market/North Carolina/ZIP 28540
ZIP 28540 Jacksonville, North Carolina
Jacksonville, NC MSA · North Carolina. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 28540 · NC — sent to you.
ZIP 28540 · NC
ACS rent vs 2BR SAFMR
ZIP 28540 — Jacksonville, NC HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 28540
- 1-unit detached14,37467.1%
- 1-unit attached1,2675.9%
- 2–4 units1,2245.7%
- 5–49 units1,3086.1%
- 50+ units3751.8%
- Mobile2,86113.4%
2–4 unit share 5.7% · 5–49 unit share 6.1% · combined 2–49 11.8%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,014 (all bedrooms, occupied rentals).
- Median contract rent $831.
- Renters paying ≥30% of income 41.6%; ≥50% 19.9%.
- FY2027 2BR SAFMR $1,250 (1.233× ACS median gross rent).
Population
50,808 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +4.2%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 4 projects, 630 units.
- HUD project-based assisted MF: 2 properties, 132 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 20 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 28540 40.9% of occupied households are renters; vacancy is 12.1%; ACS median gross rent is $1,014; population increased +4.2% between the 2018 and 2023 ACS vintages; the housing stock includes 1,224 units in 2–4-unit structures and 1,308 units in 5–49-unit structures; 4 LIHTC projects totaling 630 units; FY2027 2BR SAFMR is $1,250 versus ACS median gross rent of $1,014. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
North Carolina research
ZIP 28540 is a Census / HUD profile for Jacksonville, NC. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 28540 — Jacksonville, NC HUD Section 8 Payment Standards / SAFMR·North Carolina ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is North Carolina research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 28540?
ZIP 28540 (Jacksonville, NC MSA) has 50,808 residents, 18,869 households, a renter share of 40.9%, median household income of $61,462, and ACS 2023 median gross rent of $1,014. Vacancy is 12.1%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 28540?
ACS counts 577 units in 2-unit buildings, 647 in 3–4 unit buildings, 374 in 5–9, 737 in 10–19, and 197 in 20–49. Combined 2–49 unit stock is 2,532 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 28540?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,250. See the full schedule and 90–110% payment-standard band on the ZIP 28540 — Jacksonville, NC HUD Section 8 Payment Standards / SAFMR.
Does this North Carolina ZIP profile include Georgia listings?
No. ZIP 28540 is Census / HUD research for Jacksonville, NC MSA. Jeff Crowe CRE does not list North Carolina property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.