Housing market/Alabama/ZIP 35055

ACS 2023 · FY2027 SAFMR

ZIP 35055 Cullman County, Alabama

Cullman County, AL · Alabama. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
23,231
Households
9,575
Median HH income
$58,488
Renter share
37.0%
Median gross rent
$934
Vacancy
10.2%
Pop. change
+11.2%
2BR SAFMR
$1,070
SAFMR / rent
1.146×
2–49 unit stock
2,198
LIHTC proj / units
4 / 162
HUD assisted MF
4 / 136

ZIP brief

Email this profile

HUD schedule, ACS stock, and the 90–110% band for ZIP 35055 · AL — sent to you.

ZIP 35055 · AL

ACS median rent$934
2BR SAFMR$1,070
90% floor$963
110% ceiling$1,177

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 35055

  • 1-unit detached7,68372.0%
  • 1-unit attached910.9%
  • 2–4 units1,19911.2%
  • 5–49 units9999.4%
  • 50+ units2021.9%
  • Mobile4904.6%
TypeUnitsShare
1-unit detached7,68372.0%
1-unit attached910.9%
2 units (duplex)6215.8%
3–4 units5785.4%
5–9 units5895.5%
10–19 units1391.3%
20–49 units2712.5%
50+ units2021.9%
Mobile4904.6%

2–4 unit share 11.2% · 5–49 unit share 9.4% · combined 2–49 20.6%.

Units by bedrooms

Studio
117
1BR
649
2BR
2,913
3BR
5,242
4BR
1,548
5+
195

Rent burden

Rent ≥30% of income31.6%
Rent ≥50% of income15.0%
  • ACS median gross rent $934 (all bedrooms, occupied rentals).
  • Median contract rent $699.
  • Renters paying ≥30% of income 31.6%; ≥50% 15.0%.
  • FY2027 2BR SAFMR $1,070 (1.146× ACS median gross rent).

Population

23,231 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +11.2%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 4 projects, 162 units.
  • HUD project-based assisted MF: 4 properties, 136 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 35055 37.0% of occupied households are renters; vacancy is 10.2%; ACS median gross rent is $934; population increased +11.2% between the 2018 and 2023 ACS vintages; the housing stock includes 1,199 units in 2–4-unit structures and 999 units in 5–49-unit structures; 4 LIHTC projects totaling 162 units; FY2027 2BR SAFMR is $1,070 versus ACS median gross rent of $934. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Alabama research

ZIP 35055 is a Census / HUD profile for Cullman County, AL. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Alabama research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 35055?

ZIP 35055 (Cullman County, AL) has 23,231 residents, 9,575 households, a renter share of 37.0%, median household income of $58,488, and ACS 2023 median gross rent of $934. Vacancy is 10.2%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 35055?

ACS counts 621 units in 2-unit buildings, 578 in 3–4 unit buildings, 589 in 5–9, 139 in 10–19, and 271 in 20–49. Combined 2–49 unit stock is 2,198 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 35055?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,070. See the full schedule and 90–110% payment-standard band on the ZIP 35055 — Cullman, AL HUD Section 8 Payment Standards / SAFMR.

Does this Alabama ZIP profile include Georgia listings?

No. ZIP 35055 is Census / HUD research for Cullman County, AL. Jeff Crowe CRE does not list Alabama property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.