Housing market/Mississippi/ZIP 39531
ZIP 39531 Biloxi, Mississippi
Gulfport-Biloxi, MS HUD Metro FMR Area · Mississippi. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
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HUD schedule, ACS stock, and the 90–110% band for ZIP 39531 · MS — sent to you.
ZIP 39531 · MS
ACS rent vs 2BR SAFMR
ZIP 39531 — Biloxi, MS HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 39531
- 1-unit detached3,93640.7%
- 1-unit attached1,02710.6%
- 2–4 units7437.7%
- 5–49 units2,45625.4%
- 50+ units1,41814.7%
- Mobile800.8%
2–4 unit share 7.7% · 5–49 unit share 25.4% · combined 2–49 33.1%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,066 (all bedrooms, occupied rentals).
- Median contract rent $906.
- Renters paying ≥30% of income 40.8%; ≥50% 19.3%.
- FY2027 2BR SAFMR $1,180 (1.107× ACS median gross rent).
Population
19,045 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +8.7%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: not published for this ZIP.
- HUD project-based assisted MF: 4 properties, 314 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 351 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 39531 62.3% of occupied households are renters; vacancy is 18.4%; ACS median gross rent is $1,066; population increased +8.7% between the 2018 and 2023 ACS vintages; the housing stock includes 743 units in 2–4-unit structures and 2,456 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,180 versus ACS median gross rent of $1,066. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Mississippi research
ZIP 39531 is a Census / HUD profile for Gulfport-Biloxi, MS. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 39531 — Biloxi, MS HUD Section 8 Payment Standards / SAFMR·Mississippi ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Mississippi research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 39531?
ZIP 39531 (Gulfport-Biloxi, MS HUD Metro FMR Area) has 19,045 residents, 7,880 households, a renter share of 62.3%, median household income of $54,599, and ACS 2023 median gross rent of $1,066. Vacancy is 18.4%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 39531?
ACS counts 432 units in 2-unit buildings, 311 in 3–4 unit buildings, 1,121 in 5–9, 1,015 in 10–19, and 320 in 20–49. Combined 2–49 unit stock is 3,199 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 39531?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,180. See the full schedule and 90–110% payment-standard band on the ZIP 39531 — Biloxi, MS HUD Section 8 Payment Standards / SAFMR.
Does this Mississippi ZIP profile include Georgia listings?
No. ZIP 39531 is Census / HUD research for Gulfport-Biloxi, MS HUD Metro FMR Area. Jeff Crowe CRE does not list Mississippi property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.