Housing market/Mississippi/ZIP 39532

ACS 2023 · FY2027 SAFMR

ZIP 39532 Biloxi, Mississippi

Pascagoula, MS HUD Metro FMR Area · Mississippi. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
36,710
Households
14,129
Median HH income
$65,892
Renter share
37.6%
Median gross rent
$1,098
Vacancy
8.6%
Pop. change
-1.1%
2BR SAFMR
$1,200
SAFMR / rent
1.093×
2–49 unit stock
3,174
LIHTC proj / units
7 / 874
HUD assisted MF
1 / 205

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 39532 · MS — sent to you.

ZIP 39532 · MS

ACS median rent$1,098
2BR SAFMR$1,200
90% floor$1,080
110% ceiling$1,320

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 39532

  • 1-unit detached9,70662.8%
  • 1-unit attached2291.5%
  • 2–4 units6554.2%
  • 5–49 units2,51916.3%
  • 50+ units7464.8%
  • Mobile1,61110.4%
TypeUnitsShare
1-unit detached9,70662.8%
1-unit attached2291.5%
2 units (duplex)1400.9%
3–4 units5153.3%
5–9 units8045.2%
10–19 units1,0887.0%
20–49 units6274.1%
50+ units7464.8%
Mobile1,61110.4%

2–4 unit share 4.2% · 5–49 unit share 16.3% · combined 2–49 20.5%.

Units by bedrooms

Studio
169
1BR
1,594
2BR
2,615
3BR
7,638
4BR
2,999
5+
451

Rent burden

Rent ≥30% of income49.7%
Rent ≥50% of income13.8%
  • ACS median gross rent $1,098 (all bedrooms, occupied rentals).
  • Median contract rent $896.
  • Renters paying ≥30% of income 49.7%; ≥50% 13.8%.
  • FY2027 2BR SAFMR $1,200 (1.093× ACS median gross rent).

Population

36,710 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -1.1%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 7 projects, 874 units.
  • HUD project-based assisted MF: 1 properties, 205 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 297 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 39532 37.6% of occupied households are renters; vacancy is 8.6%; ACS median gross rent is $1,098; population changed -1.1% between the 2018 and 2023 ACS vintages; the housing stock includes 655 units in 2–4-unit structures and 2,519 units in 5–49-unit structures; 7 LIHTC projects totaling 874 units; FY2027 2BR SAFMR is $1,200 versus ACS median gross rent of $1,098. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Mississippi research

ZIP 39532 is a Census / HUD profile for Pascagoula, MS. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Mississippi research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 39532?

ZIP 39532 (Pascagoula, MS HUD Metro FMR Area) has 36,710 residents, 14,129 households, a renter share of 37.6%, median household income of $65,892, and ACS 2023 median gross rent of $1,098. Vacancy is 8.6%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 39532?

ACS counts 140 units in 2-unit buildings, 515 in 3–4 unit buildings, 804 in 5–9, 1,088 in 10–19, and 627 in 20–49. Combined 2–49 unit stock is 3,174 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 39532?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,200. See the full schedule and 90–110% payment-standard band on the ZIP 39532 — Biloxi, MS HUD Section 8 Payment Standards / SAFMR.

Does this Mississippi ZIP profile include Georgia listings?

No. ZIP 39532 is Census / HUD research for Pascagoula, MS HUD Metro FMR Area. Jeff Crowe CRE does not list Mississippi property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.