Housing market/Kentucky/ZIP 41097
ZIP 41097 Williamstown, Grant County, Kentucky
Grant County, KY HUD Metro FMR Area · Kentucky. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 41097 · KY — sent to you.
ZIP 41097 · KY
ACS rent vs 2BR SAFMR
ZIP 41097 — Williamstown, KY HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 41097
- 1-unit detached2,01467.2%
- 1-unit attached742.5%
- 2–4 units1735.8%
- 5–49 units1725.7%
- 50+ units210.7%
- Mobile54418.1%
2–4 unit share 5.8% · 5–49 unit share 5.7% · combined 2–49 11.5%.
Units by bedrooms
Rent burden
- ACS median gross rent $803 (all bedrooms, occupied rentals).
- Median contract rent $609.
- Renters paying ≥30% of income 46.0%; ≥50% 20.4%.
- FY2027 2BR SAFMR $1,080 (1.345× ACS median gross rent).
Population
7,308 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +1.6%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 23 units.
- HUD project-based assisted MF: 1 properties, 18 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 41097 21.0% of occupied households are renters; vacancy is 14.5%; ACS median gross rent is $803; population increased +1.6% between the 2018 and 2023 ACS vintages; the housing stock includes 173 units in 2–4-unit structures and 172 units in 5–49-unit structures; 1 LIHTC projects totaling 23 units; FY2027 2BR SAFMR is $1,080 versus ACS median gross rent of $803. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Kentucky research
ZIP 41097 is a Census / HUD profile for Grant County, KY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 41097 — Williamstown, KY HUD Section 8 Payment Standards / SAFMR·Kentucky ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Kentucky research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 41097?
ZIP 41097 (Grant County, KY HUD Metro FMR Area) has 7,308 residents, 2,564 households, a renter share of 21.0%, median household income of $70,114, and ACS 2023 median gross rent of $803. Vacancy is 14.5%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 41097?
ACS counts 117 units in 2-unit buildings, 56 in 3–4 unit buildings, 101 in 5–9, 0 in 10–19, and 71 in 20–49. Combined 2–49 unit stock is 345 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 41097?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,080. See the full schedule and 90–110% payment-standard band on the ZIP 41097 — Williamstown, KY HUD Section 8 Payment Standards / SAFMR.
Does this Kentucky ZIP profile include Georgia listings?
No. ZIP 41097 is Census / HUD research for Grant County, KY HUD Metro FMR Area. Jeff Crowe CRE does not list Kentucky property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.