Housing market/Kentucky/ZIP 42104
ZIP 42104 Bowling Green, Simpson County, Kentucky
Simpson County, KY · Kentucky. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
Email this profile
HUD schedule, ACS stock, and the 90–110% band for ZIP 42104 · KY — sent to you.
ZIP 42104 · KY
ACS rent vs 2BR SAFMR
ZIP 42104 — Bowling Green, KY HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 42104
- 1-unit detached11,43765.1%
- 1-unit attached5543.2%
- 2–4 units1,97211.2%
- 5–49 units2,97416.9%
- 50+ units2941.7%
- Mobile3502.0%
2–4 unit share 11.2% · 5–49 unit share 16.9% · combined 2–49 28.1%.
Units by bedrooms
Rent burden
- ACS median gross rent $980 (all bedrooms, occupied rentals).
- Median contract rent $829.
- Renters paying ≥30% of income 37.5%; ≥50% 20.3%.
- FY2027 2BR SAFMR $1,230 (1.255× ACS median gross rent).
Population
41,273 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +23.5%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 3 projects, 156 units.
- HUD project-based assisted MF: 1 properties, 120 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 811 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 42104 38.5% of occupied households are renters; vacancy is 4.8%; ACS median gross rent is $980; population increased +23.5% between the 2018 and 2023 ACS vintages; the housing stock includes 1,972 units in 2–4-unit structures and 2,974 units in 5–49-unit structures; 3 LIHTC projects totaling 156 units; FY2027 2BR SAFMR is $1,230 versus ACS median gross rent of $980. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Kentucky research
ZIP 42104 is a Census / HUD profile for Simpson County, KY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 42104 — Bowling Green, KY HUD Section 8 Payment Standards / SAFMR·Kentucky ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Kentucky research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 42104?
ZIP 42104 (Simpson County, KY) has 41,273 residents, 16,773 households, a renter share of 38.5%, median household income of $73,975, and ACS 2023 median gross rent of $980. Vacancy is 4.8%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 42104?
ACS counts 729 units in 2-unit buildings, 1,243 in 3–4 unit buildings, 1,057 in 5–9, 941 in 10–19, and 976 in 20–49. Combined 2–49 unit stock is 4,946 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 42104?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,230. See the full schedule and 90–110% payment-standard band on the ZIP 42104 — Bowling Green, KY HUD Section 8 Payment Standards / SAFMR.
Does this Kentucky ZIP profile include Georgia listings?
No. ZIP 42104 is Census / HUD research for Simpson County, KY. Jeff Crowe CRE does not list Kentucky property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.