Housing market/Kentucky/ZIP 42140
ZIP 42140 Gamaliel, Monroe County, Kentucky
Monroe County, KY · Kentucky. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 42140 · KY — sent to you.
ZIP 42140 · KY
ACS rent vs 2BR SAFMR
ZIP 42140 — Gamaliel, KY HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 42140
- 1-unit detached47068.9%
- 1-unit attached30.4%
- 2–4 units81.2%
- 5–49 units81.2%
- Mobile19328.3%
2–4 unit share 1.2% · 5–49 unit share 1.2% · combined 2–49 2.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $625 (all bedrooms, occupied rentals).
- Median contract rent $360.
- Renters paying ≥30% of income 20.2%; ≥50% 3.9%.
- FY2027 2BR SAFMR $910 (1.456× ACS median gross rent).
Population
1,261 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +25.5%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: not published for this ZIP.
- HUD project-based assisted MF: not published for this ZIP.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
What the data shows
ZIP 42140 18.6% of occupied households are renters; vacancy is 18.2%; ACS median gross rent is $625; population increased +25.5% between the 2018 and 2023 ACS vintages; the housing stock includes 8 units in 2–4-unit structures and 8 units in 5–49-unit structures; FY2027 2BR SAFMR is $910 versus ACS median gross rent of $625. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Kentucky research
ZIP 42140 is a Census / HUD profile for Monroe County, KY. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 42140 — Gamaliel, KY HUD Section 8 Payment Standards / SAFMR·Kentucky ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Kentucky research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 42140?
ZIP 42140 (Monroe County, KY) has 1,261 residents, 558 households, a renter share of 18.6%, median household income of $42,935, and ACS 2023 median gross rent of $625. Vacancy is 18.2%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 42140?
ACS counts 0 units in 2-unit buildings, 8 in 3–4 unit buildings, 8 in 5–9, 0 in 10–19, and 0 in 20–49. Combined 2–49 unit stock is 16 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 42140?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $910. See the full schedule and 90–110% payment-standard band on the ZIP 42140 — Gamaliel, KY HUD Section 8 Payment Standards / SAFMR.
Does this Kentucky ZIP profile include Georgia listings?
No. ZIP 42140 is Census / HUD research for Monroe County, KY. Jeff Crowe CRE does not list Kentucky property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.