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Housing market/Michigan/ZIP 48081

ACS 2023 · FY2027 SAFMR

ZIP 48081 Saint Clair Shores, Michigan

Detroit-Warren-Livonia, MI HUD Metro FMR Area · Michigan. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
20,254
Households
9,148
Median HH income
$75,735
Renter share
15.1%
Median gross rent
$1,272
Vacancy
5.4%
Pop. change
-1.8%
2BR SAFMR
$1,540
SAFMR / rent
1.211×
2–49 unit stock
847
LIHTC proj / units
—
HUD assisted MF
—

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 48081 · MI — sent to you.

ZIP 48081 · MI

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ACS rent vs 2BR SAFMR

ZIP 48081 — Saint Clair Shores, MI HUD Section 8 Payment Standards / SAFMR →
ACS median rent$1,272
2BR SAFMR$1,540
90% floor$1,386
110% ceiling$1,694

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 48081

  • 1-unit detached8,53788.3%
  • 1-unit attached1161.2%
  • 2–4 units1581.6%
  • 5–49 units6897.1%
  • 50+ units941.0%
  • Mobile750.8%
TypeUnitsShare
1-unit detached8,53788.3%
1-unit attached1161.2%
2 units (duplex)810.8%
3–4 units770.8%
5–9 units4384.5%
10–19 units590.6%
20–49 units1922.0%
50+ units941.0%
Mobile750.8%

2–4 unit share 1.6% · 5–49 unit share 7.1% · combined 2–49 8.8%.

Units by bedrooms

Studio
151
1BR
543
2BR
1,637
3BR
6,437
4BR
819
5+
82

Rent burden

Rent ≥30% of income47.9%
Rent ≥50% of income24.5%
  • ACS median gross rent $1,272 (all bedrooms, occupied rentals).
  • Median contract rent $983.
  • Renters paying ≥30% of income 47.9%; ≥50% 24.5%.
  • FY2027 2BR SAFMR $1,540 (1.211× ACS median gross rent).

Population

20,254 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: -1.8%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: not published for this ZIP.
  • HUD project-based assisted MF: not published for this ZIP.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 849 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 48081 15.1% of occupied households are renters; vacancy is 5.4%; ACS median gross rent is $1,272; population changed -1.8% between the 2018 and 2023 ACS vintages; the housing stock includes 158 units in 2–4-unit structures and 689 units in 5–49-unit structures; FY2027 2BR SAFMR is $1,540 versus ACS median gross rent of $1,272. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Michigan research

ZIP 48081 is a Census / HUD profile for Detroit-Warren-Livonia, MI. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

ZIP 48081 — Saint Clair Shores, MI HUD Section 8 Payment Standards / SAFMR·Michigan ZIP directory

Nearby ZIPs in this FMR area

ZIPPlaceRentersMed. rent2BR SAFMR
48001Detroit-Warren-Livonia, MI HUD Metro FMR Area16.4%$921$1,19048002Detroit-Warren-Livonia, MI HUD Metro FMR Area2.7%$783$1,30048003Detroit-Warren-Livonia, MI HUD Metro FMR Area7.7%$925$1,14048004Detroit-Warren-Livonia, MI HUD Metro FMR Area——$1,27048005Detroit-Warren-Livonia, MI HUD Metro FMR Area7.7%$1,141$1,32048006Detroit-Warren-Livonia, MI HUD Metro FMR Area6.4%$1,077$1,37048009Detroit-Warren-Livonia, MI HUD Metro FMR Area23.8%$1,891$2,19048012Detroit-Warren-Livonia, MI HUD Metro FMR Area——$1,63048014Detroit-Warren-Livonia, MI HUD Metro FMR Area13.8%$827$1,02048015Detroit-Warren-Livonia, MI HUD Metro FMR Area42.6%$627$1,06048017Detroit-Warren-Livonia, MI HUD Metro FMR Area26.5%$1,255$1,51048021Detroit-Warren-Livonia, MI HUD Metro FMR Area31.1%$1,335$1,630

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Michigan research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 48081?

ZIP 48081 (Detroit-Warren-Livonia, MI HUD Metro FMR Area) has 20,254 residents, 9,148 households, a renter share of 15.1%, median household income of $75,735, and ACS 2023 median gross rent of $1,272. Vacancy is 5.4%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 48081?

ACS counts 81 units in 2-unit buildings, 77 in 3–4 unit buildings, 438 in 5–9, 59 in 10–19, and 192 in 20–49. Combined 2–49 unit stock is 847 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 48081?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,540. See the full schedule and 90–110% payment-standard band on the ZIP 48081 — Saint Clair Shores, MI HUD Section 8 Payment Standards / SAFMR.

Does this Michigan ZIP profile include Georgia listings?

No. ZIP 48081 is Census / HUD research for Detroit-Warren-Livonia, MI HUD Metro FMR Area. Jeff Crowe CRE does not list Michigan property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.