Housing market/Missouri/ZIP 63104
ZIP 63104 Saint Louis, Missouri
St. Louis, MO-IL HUD Metro FMR Area · Missouri. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
Email this profile
HUD schedule, ACS stock, and the 90–110% band for ZIP 63104 · MO — sent to you.
ZIP 63104 · MO
ACS rent vs 2BR SAFMR
ZIP 63104 — Saint Louis, MO HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 63104
- 1-unit detached2,95427.0%
- 1-unit attached1,40412.8%
- 2–4 units3,77034.4%
- 5–49 units1,85516.9%
- 50+ units9678.8%
- Mobile80.1%
2–4 unit share 34.4% · 5–49 unit share 16.9% · combined 2–49 51.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $1,054 (all bedrooms, occupied rentals).
- Median contract rent $860.
- Renters paying ≥30% of income 43.6%; ≥50% 25.5%.
- FY2027 2BR SAFMR $1,490 (1.414× ACS median gross rent).
Population
18,701 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -6.1%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 17 projects, 806 units.
- HUD project-based assisted MF: 11 properties, 720 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 209 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 63104 51.8% of occupied households are renters; vacancy is 10.4%; ACS median gross rent is $1,054; population changed -6.1% between the 2018 and 2023 ACS vintages; the housing stock includes 3,770 units in 2–4-unit structures and 1,855 units in 5–49-unit structures; 17 LIHTC projects totaling 806 units; FY2027 2BR SAFMR is $1,490 versus ACS median gross rent of $1,054. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Missouri research
ZIP 63104 is a Census / HUD profile for St. Louis, MO-IL, MO. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 63104 — Saint Louis, MO HUD Section 8 Payment Standards / SAFMR·Missouri ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Missouri research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 63104?
ZIP 63104 (St. Louis, MO-IL HUD Metro FMR Area) has 18,701 residents, 9,817 households, a renter share of 51.8%, median household income of $70,127, and ACS 2023 median gross rent of $1,054. Vacancy is 10.4%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 63104?
ACS counts 1,739 units in 2-unit buildings, 2,031 in 3–4 unit buildings, 778 in 5–9, 527 in 10–19, and 550 in 20–49. Combined 2–49 unit stock is 5,625 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 63104?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,490. See the full schedule and 90–110% payment-standard band on the ZIP 63104 — Saint Louis, MO HUD Section 8 Payment Standards / SAFMR.
Does this Missouri ZIP profile include Georgia listings?
No. ZIP 63104 is Census / HUD research for St. Louis, MO-IL HUD Metro FMR Area. Jeff Crowe CRE does not list Missouri property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.