Housing market/Nebraska/ZIP 68845
ZIP 68845 Kearney, Phelps County, Nebraska
Phelps County, NE · Nebraska. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 68845 · NE — sent to you.
ZIP 68845 · NE
ACS rent vs 2BR SAFMR
ZIP 68845 — Kearney, NE HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 68845
- 1-unit detached5,49460.7%
- 1-unit attached4214.6%
- 2–4 units96810.7%
- 5–49 units1,60117.7%
- 50+ units2853.1%
- Mobile2883.2%
2–4 unit share 10.7% · 5–49 unit share 17.7% · combined 2–49 28.4%.
Units by bedrooms
Rent burden
- ACS median gross rent $896 (all bedrooms, occupied rentals).
- Median contract rent $770.
- Renters paying ≥30% of income 41.1%; ≥50% 21.5%.
- FY2027 2BR SAFMR $1,060 (1.183× ACS median gross rent).
Population
21,012 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +1.5%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 9 projects, 285 units.
- HUD project-based assisted MF: 4 properties, 155 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 68845 42.4% of occupied households are renters; vacancy is 6.2%; ACS median gross rent is $896; population increased +1.5% between the 2018 and 2023 ACS vintages; the housing stock includes 968 units in 2–4-unit structures and 1,601 units in 5–49-unit structures; 9 LIHTC projects totaling 285 units; FY2027 2BR SAFMR is $1,060 versus ACS median gross rent of $896. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Nebraska research
ZIP 68845 is a Census / HUD profile for Phelps County, NE. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 68845 — Kearney, NE HUD Section 8 Payment Standards / SAFMR·Nebraska ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Nebraska research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 68845?
ZIP 68845 (Phelps County, NE) has 21,012 residents, 8,494 households, a renter share of 42.4%, median household income of $75,350, and ACS 2023 median gross rent of $896. Vacancy is 6.2%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 68845?
ACS counts 405 units in 2-unit buildings, 563 in 3–4 unit buildings, 498 in 5–9, 453 in 10–19, and 650 in 20–49. Combined 2–49 unit stock is 2,569 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 68845?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,060. See the full schedule and 90–110% payment-standard band on the ZIP 68845 — Kearney, NE HUD Section 8 Payment Standards / SAFMR.
Does this Nebraska ZIP profile include Georgia listings?
No. ZIP 68845 is Census / HUD research for Phelps County, NE. Jeff Crowe CRE does not list Nebraska property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.