Housing market/Oklahoma/ZIP 74538
ZIP 74538 Coalgate, Coal County, Oklahoma
Coal County, OK · Oklahoma. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 74538 · OK — sent to you.
ZIP 74538 · OK
ACS rent vs 2BR SAFMR
ZIP 74538 — Coalgate, OK HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 74538
- 1-unit detached1,56582.5%
- 2–4 units1296.8%
- 5–49 units90.5%
- 50+ units150.8%
- Mobile1789.4%
2–4 unit share 6.8% · 5–49 unit share 0.5% · combined 2–49 7.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $670 (all bedrooms, occupied rentals).
- Median contract rent $477.
- Renters paying ≥30% of income 30.6%; ≥50% 14.6%.
- FY2027 2BR SAFMR $920 (1.373× ACS median gross rent).
Population
3,933 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: -4.2%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 24 units.
- HUD project-based assisted MF: 1 properties, 17 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 0 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 74538 34.6% of occupied households are renters; vacancy is 20.4%; ACS median gross rent is $670; population changed -4.2% between the 2018 and 2023 ACS vintages; the housing stock includes 129 units in 2–4-unit structures and 9 units in 5–49-unit structures; 1 LIHTC projects totaling 24 units; FY2027 2BR SAFMR is $920 versus ACS median gross rent of $670. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Oklahoma research
ZIP 74538 is a Census / HUD profile for Coal County, OK. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 74538 — Coalgate, OK HUD Section 8 Payment Standards / SAFMR·Oklahoma ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Oklahoma research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 74538?
ZIP 74538 (Coal County, OK) has 3,933 residents, 1,510 households, a renter share of 34.6%, median household income of $48,824, and ACS 2023 median gross rent of $670. Vacancy is 20.4%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 74538?
ACS counts 43 units in 2-unit buildings, 86 in 3–4 unit buildings, 2 in 5–9, 5 in 10–19, and 2 in 20–49. Combined 2–49 unit stock is 138 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 74538?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $920. See the full schedule and 90–110% payment-standard band on the ZIP 74538 — Coalgate, OK HUD Section 8 Payment Standards / SAFMR.
Does this Oklahoma ZIP profile include Georgia listings?
No. ZIP 74538 is Census / HUD research for Coal County, OK. Jeff Crowe CRE does not list Oklahoma property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.