Housing market/Texas/ZIP 78539

ACS 2023 · FY2027 SAFMR

ZIP 78539 Edinburg, Texas

McAllen-Edinburg-Mission, TX MSA · Texas. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
38,162
Households
14,255
Median HH income
$64,864
Renter share
44.8%
Median gross rent
$1,034
Vacancy
9.5%
Pop. change
+8.0%
2BR SAFMR
$1,120
SAFMR / rent
1.083×
2–49 unit stock
5,068
LIHTC proj / units
7 / 188
HUD assisted MF
2 / 156

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 78539 · TX — sent to you.

ZIP 78539 · TX

ACS median rent$1,034
2BR SAFMR$1,120
90% floor$1,008
110% ceiling$1,232

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 78539

  • 1-unit detached9,79462.3%
  • 1-unit attached2141.4%
  • 2–4 units2,95618.8%
  • 5–49 units2,11213.4%
  • 50+ units2201.4%
  • Mobile4232.7%
TypeUnitsShare
1-unit detached9,79462.1%
1-unit attached2141.4%
2 units (duplex)1,82011.5%
3–4 units1,1367.2%
5–9 units8805.6%
10–19 units9476.0%
20–49 units2851.8%
50+ units2201.4%
Mobile4232.7%

2–4 unit share 18.8% · 5–49 unit share 13.4% · combined 2–49 32.2%.

Units by bedrooms

Studio
920
1BR
1,842
2BR
3,673
3BR
6,223
4BR
2,677
5+
424

Rent burden

Rent ≥30% of income42.8%
Rent ≥50% of income23.5%
  • ACS median gross rent $1,034 (all bedrooms, occupied rentals).
  • Median contract rent $843.
  • Renters paying ≥30% of income 42.8%; ≥50% 23.5%.
  • FY2027 2BR SAFMR $1,120 (1.083× ACS median gross rent).

Population

38,162 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +8.0%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 7 projects, 188 units.
  • HUD project-based assisted MF: 2 properties, 156 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 570 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 78539 44.8% of occupied households are renters; vacancy is 9.5%; ACS median gross rent is $1,034; population increased +8.0% between the 2018 and 2023 ACS vintages; the housing stock includes 2,956 units in 2–4-unit structures and 2,112 units in 5–49-unit structures; 7 LIHTC projects totaling 188 units; FY2027 2BR SAFMR is $1,120 versus ACS median gross rent of $1,034. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Texas research

ZIP 78539 is a Census / HUD profile for McAllen-Edinburg-Mission, TX. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Texas research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 78539?

ZIP 78539 (McAllen-Edinburg-Mission, TX MSA) has 38,162 residents, 14,255 households, a renter share of 44.8%, median household income of $64,864, and ACS 2023 median gross rent of $1,034. Vacancy is 9.5%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 78539?

ACS counts 1,820 units in 2-unit buildings, 1,136 in 3–4 unit buildings, 880 in 5–9, 947 in 10–19, and 285 in 20–49. Combined 2–49 unit stock is 5,068 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 78539?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,120. See the full schedule and 90–110% payment-standard band on the ZIP 78539 — Edinburg, TX HUD Section 8 Payment Standards / SAFMR.

Does this Texas ZIP profile include Georgia listings?

No. ZIP 78539 is Census / HUD research for McAllen-Edinburg-Mission, TX MSA. Jeff Crowe CRE does not list Texas property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.