Housing market/Hawaii/ZIP 96738
ZIP 96738 Waikoloa, Hawaii County, Hawaii
Hawaii County, HI · Hawaii. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
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HUD schedule, ACS stock, and the 90–110% band for ZIP 96738 · HI — sent to you.
ZIP 96738 · HI
ACS rent vs 2BR SAFMR
ZIP 96738 — Waikoloa, HI HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 96738
- 1-unit detached2,20446.4%
- 1-unit attached811.7%
- 2–4 units2044.3%
- 5–49 units2,21446.6%
- 50+ units481.0%
2–4 unit share 4.3% · 5–49 unit share 46.6% · combined 2–49 50.9%.
Units by bedrooms
Rent burden
- ACS median gross rent $2,251 (all bedrooms, occupied rentals).
- Median contract rent $2,011.
- Renters paying ≥30% of income 57.7%; ≥50% 19.6%.
- FY2027 2BR SAFMR $2,920 (1.297× ACS median gross rent).
Population
7,407 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +10.1%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 1 projects, 48 units.
- HUD project-based assisted MF: not published for this ZIP.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 56 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 96738 21.6% of occupied households are renters; vacancy is 43.3%; ACS median gross rent is $2,251; population increased +10.1% between the 2018 and 2023 ACS vintages; the housing stock includes 204 units in 2–4-unit structures and 2,214 units in 5–49-unit structures; 1 LIHTC projects totaling 48 units; FY2027 2BR SAFMR is $2,920 versus ACS median gross rent of $2,251. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
Hawaii research
ZIP 96738 is a Census / HUD profile for Hawaii County, HI. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 96738 — Waikoloa, HI HUD Section 8 Payment Standards / SAFMR·Hawaii ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Hawaii research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 96738?
ZIP 96738 (Hawaii County, HI) has 7,407 residents, 2,695 households, a renter share of 21.6%, median household income of $90,545, and ACS 2023 median gross rent of $2,251. Vacancy is 43.3%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 96738?
ACS counts 76 units in 2-unit buildings, 128 in 3–4 unit buildings, 1,464 in 5–9, 635 in 10–19, and 115 in 20–49. Combined 2–49 unit stock is 2,418 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 96738?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $2,920. See the full schedule and 90–110% payment-standard band on the ZIP 96738 — Waikoloa, HI HUD Section 8 Payment Standards / SAFMR.
Does this Hawaii ZIP profile include Georgia listings?
No. ZIP 96738 is Census / HUD research for Hawaii County, HI. Jeff Crowe CRE does not list Hawaii property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.