Active$249,900
3 bd2 baSingle-family home
278 Swain Street
Clarkesville, GA 30523 · 71 days listed
FMLS #7823443 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070
Active55 days listed
FMLS #7831139 · Listing Provided By Sun Realty Group, LLC. · 404-410-0035 · Listing agent William Ferguson

Brand New 4-Bedroom in the North Georgia Mountains — $260K — FHA Ready & USDA Eligible. The most affordable brand-new 4-bedroom home in Habersham County. This 2026 Clayton Boone delivers four bedrooms, two full baths, and 1,568 square feet of one-level living on an easy-care 0.35-acre lot in an established, quiet neighborhood between Clarkesville and Demorest — ten minutes to downtown Clarkesville's shops, dining, and events, five minutes to Piedmont University, and a short drive to some of North Georgia's best hiking trails and waterfalls. Inside, an open kitchen anchors the home with a stained-cabinet island, coffee bar, and floating shelves, flowing into a spacious living room and adjoining den — two distinct gathering spaces that give your family real room to spread out. The primary suite sits at one end of the home with a private en-suite bath, while three additional bedrooms and a hall bath sit at the other end, split for privacy. A flex space off the kitchen works as an office, mudroom, or pantry. City of Demorest water plus a brand-new private septic system — no well to maintain, no monthly sewer bill. Built on a permanent foundation with brick skirting. Double-pane windows, brand-new stainless-steel appliances included. No HOA. Financing for every path to homeownership: approved for FHA, VA, USDA, and Conventional loans. USDA offers qualified buyers 100% financing — zero down. FHA gets you in for as little as 3.5% down. Peace of mind from day one: Approved for FHA, VA, USDA (100% Financing), and Conventional Loans 1-Year Full Manufacturer's Warranty Lifetime Siding Warranty 20-Year Shingle Warranty 7-Year HVAC Warranty Full Manufacturer Coverage on All New Appliances City of Demorest Water + New Private Septic Permanent Foundation Demorest Elementary / Wilbanks Middle / Habersham Central Why this one: Nowhere else in Habersham County can you get four real bedrooms of brand-new construction at this price. Minutes from downtown Clarkesville, Piedmont University, and the waterfalls and trails that make this corner of Georgia special — whether you're a first-time buyer using FHA's 3.5% down, a veteran using your VA benefit, or going zero-down through USDA, this is your most affordable path to a brand-new home in the mountains. Schedule your tour today.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
As reported in the listing. Verify with the school district.
Payment estimate
Prefilled with the list price of $254,900 and this week's average rate. Change anything to see your number.
$1,988/mo
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
Active$249,900
3 bd2 baSingle-family home
Clarkesville, GA 30523 · 71 days listed
FMLS #7823443 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070
Active$249,900
3 bd1 baSingle-family home
Clarkesville, GA 30523 · 43 days listed
FMLS #7838348 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070
Active$275,000
3 bd2 ba2,033 SFSingle-family home
Clarkesville, GA 30523 · Eldorado Village · 29 days listed
FMLS #7845586 · Listing Provided By Chapman Hall Professionals · 678-730-0080
Active$289,975
2 bd2 ba1,056 SFSingle-family home
Clarkesville, GA 30523 · 57 days listed
FMLS #7830226 · Listing Provided By Keller Williams Realty Community Partners · 678-341-7400
Active$294,100
3 bd2 ba1,530 SFSingle-family home
Clarkesville, GA 30523 · 119 days listed
FMLS #7796885 · Listing Provided By Century 21 Results · 770-889-6090
Active$299,900
3 bd2 ba1,532 SFSingle-family home
Clarkesville, GA 30523 · Woodville Heights · 22 days listed
FMLS #7849730 · Listing Provided By Peachtree Town & Country · 404-671-9100
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
Send your question through the form on this page. Listing details come from FMLS and are provided by Sun Realty Group, LLC., so confirm them before making an offer.
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
See the similar homes section on this page, or browse all homes for sale in Clarkesville, GA.
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