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Active71 days listed

278 Swain Street, Clarkesville, GA 30523

  • 3bd
  • 2ba
    • 0
  • 0.35ac lot

Single-family home

List price

$249,900

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FMLS IDXFMLS #7823443 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070 · Listing agent Gay Davis

Location

278 Swain Street, Clarkesville GA 30523

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About this home

Discover the perfect blend of convenience and charm with this hard-to-find, in-town ranch home in highly sought-after Clarkesville. This inviting residence features 3 bedrooms, 2 bathrooms, and a spacious living room centered around a cozy fireplace. The well-appointed kitchen boasts beautiful cabinets with backlit stained-glass inserts, complemented by a convenient mudroom and laundry area. Enjoy outdoor living on the back deck or relax on the classic front porch. The partial basement provides excellent additional space for a workshop or extra storage. Perfectly positioned for a lifestyle of ease, this home is within comfortable walking distance to local restaurants and shopping.

How this list price compares in Clarkesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Lot size
0.35 acres
Year built
1981
Levels
One
Main-level bedrooms
3
Parking
Carport, Parking Pad
Basement
Partial
Style
Ranch
Construction
Aluminum Siding, Brick Front, Vinyl Siding
Roof
Other
Flooring
Other
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Gas Water Heater
Lot
Other
HOA
No
Annual tax
$1,904 (2023)
County
Habersham

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $249,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,922/mo

Principal and interest
$1,545
Property tax
$159
Home insurance
$125
Mortgage insurance
$94
Loan amount
$224,910
Cash down
$24,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Lanier Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Clarkesville?

See the similar homes section on this page, or browse all homes for sale in Clarkesville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

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