Active27 days listed

938 Waters Street, Clarkesville, GA 30523

  • 3bd
  • 2ba
  • 2,511SF
  • 1.02ac lot

Single-family home

List price

$638,000

$254/SF list

Ask about this home

FMLS IDXFMLS #7852822 · Listing Provided By Keller Williams Lanier Partners · 770-503-7070 · Listing agent Gay Davis

Location

938 Waters Street, Clarkesville GA 30523

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About this home

LISTEN UP! SELLER WILL CONTRIBUTE $3000 TO BUYERS FOR CLOSING COSTS OR TO BUY DOWN POINTS!! Riverfront Living Minutes from Downtown Clarkesville! Enjoy the best of mountain living with this beautifully maintained log cabin on 1 private acre along the scenic Soque River. Offering 3 bedrooms, 2 baths, and 2,511 sq ft, the home features an open floor plan, hardwood floors, and a bright sunroom overlooking the peaceful surroundings. Walk to downtown Clarkesville for restaurants, shops, parks, theater, and community events, while enjoying the benefit of being outside the city limits with no city taxes, plus public water and sewer. Recent improvements include a new HVAC system (December 2025), roof bolt replacements, recessed lighting, motion-sensor flood lights, updated sunroom lighting, a covered breezeway, and a freshly painted deck with wood repairs. Approximately $10,000 was also invested in tree removal. Outside, enjoy mature landscaping, irrigation, blueberry bushes, a muscadine vine, new dog pen, and direct access to the Soque River-well known for trout fishing. A wonderful opportunity for a full-time home, mountain retreat, or vacation rental! SQ FT and acreage always approximate.

How this list price compares in Clarkesville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
2,511 SF
Lot size
1.02 acres
Year built
1981
Levels
Two
Main-level bedrooms
1
Parking
Carport, Covered, Kitchen Level, Level Driveway, Storage
Basement
Crawl Space
Style
Cabin
Construction
Log
Roof
Metal
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Refrigerator, Washer
Lot
Level, Other, Stream or River On Lot
HOA
No
Annual tax
$6,351 (2024)
County
Habersham

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $638,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,838/mo

Principal and interest
$3,944
Property tax
$529
Home insurance
$125
Mortgage insurance
$239
Loan amount
$574,200
Cash down
$63,800

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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