Talk to Jeff

Active83 days listed

318 Waterford Circle, Cornelia, GA 30531

  • 5bd
  • 4ba
  • 2,368SF
  • 1.01ac lot

Single-family homeWaterford

List price

$439,930

$186/SF list

Ask about this home

FMLS IDXFMLS #7821472 · Listing Provided By GA Realty, LLC. · 770-598-8945 · Listing agent Kevin Holtzclaw

Location

318 Waterford Circle, Cornelia GA 30531

Interactive map

Loads on click

Open in Google Maps

About this home

Space. Style. Value. This beautiful brick home offers the room you've been looking for with 5 spacious bedrooms, 4 baths and over an acre of privacy which makes this an incredible opportunity in Habersham county. Homes with this combination of size and value don't stay available long. Owner financing available.

How this list price compares in Cornelia

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Living area
2,368 SF
Lot size
1.01 acres
Year built
2009
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Garage, Garage Faces Rear, Garage Faces Side, Kitchen Level
Basement
Daylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry
Style
Traditional
Construction
Brick, Brick 4 Sides
Roof
Composition
Flooring
Ceramic Tile, Hardwood
Heating
Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Microwave, Refrigerator
Lot
Front Yard, Other
HOA
No
Annual tax
$5,614 (2024)
County
Habersham

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $439,930 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,478/mo

Principal and interest
$2,720
Property tax
$468
Home insurance
$125
Mortgage insurance
$165
Loan amount
$395,937
Cash down
$43,993

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Cornelia

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by GA Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cornelia?

See the similar homes section on this page, or browse all homes for sale in Cornelia, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.