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Active1 day listed

3821 Highway 81 S, Covington, GA 30016

  • 3bd
  • 0ba
  • 1,270SF
  • 0.98ac lot

Single-family home

List price

$184,999

$146/SF list

Ask about this home

FMLS IDXFMLS #7861551 · Listing Provided By Coldwell Banker Realty · 404-262-1234 · Listing agent Dedrick Josey

Location

3821 Highway 81 S, Covington GA 30016

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About this home

Welcome to Covington, GA! This 3-bedroom, 1.5-bath 1270sqft home offers a great space, land, and accessibility. This home has a finished back room with potential of for 4th bedroom, home office, playroom, or more living space. This has a separate laundry room along with a new HVAC system. Situated on .98 acre, the property offers plenty of space for outdoor activity, family fun and privacy. The home could use some TLC, updates and improvements in some areas. This great opportunity is for someone looking for a starter home, investment property, or a place to customize and add value. The fenced-in yard is perfect for pets and gardening. This property is convenient to local shopping, entertainment and downtown. Please schedule your showing now!!

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
0
Living area
1,270 SF
Lot size
0.98 acres
Year built
1979
Levels
One
Main-level bedrooms
3
Parking
Driveway
Style
Other
Construction
Aluminum Siding
Roof
Composition
Flooring
Hardwood, Laminate
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Double Oven
Lot
Back Yard, Level, Private
HOA
No
Annual tax
$1,877 (2025)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $184,999 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,485/mo

Principal and interest
$1,135
Property tax
$156
Home insurance
$125
Mortgage insurance
$69
Loan amount
$166,499
Cash down
$18,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-29: 30-yr 7.24%, 15-yr 6.6%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Covington

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Coldwell Banker Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

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