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Active139 days listed

405 Miller Road, Covington, GA 30014

  • 4bd
  • 3ba
  • 2,806SF
  • 4.5ac lot

Single-family homeJackson Lake Lots (fee Simple)

List price

$569,900

$203/SF list

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FMLS IDXFMLS #7792587 · Listing Provided By Dwelli Inc. · 833-839-3554 · Listing agent Chandler Lopez

Location

405 Miller Road, Covington GA 30014

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About this home

Rare opportunity to own a beautifully renovated waterfront retreat on Jackson Lake situated on over 4 deeded acres in a private cove. Offering approximately 4 feet of water at the end of the dock, this exceptional property delivers the perfect combination of privacy, recreation, and breathtaking lake views. This 4-bedroom, 2.5-bath home has been thoughtfully updated while maintaining its lake-house charm. Inside, you'll find two fireplaces, stunning barn doors, an updated kitchen with bar seating, spacious living areas, and a sunroom filled with natural light overlooking the water. The finished terrace level provides additional living and entertaining space, including a game room and easy access to the outdoor amenities. Designed for making memories, the outdoor spaces are truly unmatched. Enjoy over 700 square feet of porches and decks, a covered lakeside patio, hot tub, fire pit area, private dock with deep water access, and a stairway leading directly to the shoreline. Whether you're spending the day on the water, hosting family and friends, or enjoying a quiet evening watching the sunset, this property offers the ultimate Jackson Lake lifestyle. Properties offering deeded waterfront, deep water, acreage, privacy, and extensive renovations are hard to find. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this move-in-ready lakefront retreat is one you won't want to miss. Hot tub is negotiable!

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
2,806 SF
Lot size
4.5 acres
Year built
1972
Levels
Two
Main-level bedrooms
1
Parking
Covered, Carport, Driveway, Parking Pad
Basement
Finished Bath, Daylight, Interior Entry, Exterior Entry, Finished, Full
Style
Country
Construction
Wood Siding
Roof
Composition
Flooring
Tile
Heating
Central
Cooling
Central Air
Fireplaces
2
Appliances
Dishwasher
Lot
Private, Sloped
HOA
No
Annual tax
$4,554 (2025)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $569,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,242/mo

Principal and interest
$3,523
Property tax
$380
Home insurance
$125
Mortgage insurance
$214
Loan amount
$512,910
Cash down
$56,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Dwelli Inc., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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