Active90 days listed

4131 Lott Street NE, Covington, GA 30014

  • 3bd
  • 1ba
  • 1,432SF
  • 0.31ac lot

Single-family homeCovington Mill / City of Covington

List price

$269,500

$188/SF list

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FMLS IDXFMLS #7812932 · Listing Provided By Joe Stockdale Real Estate, LLC · 678-495-7337 · Listing agent Joe Stockdale

Location

4131 Lott Street NE, Covington GA 30014

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About this home

Thoughtfully updated while preserving its timeless farmhouse character, this charming Covington home blends classic craftsmanship with modern comfort in an unbeatable location! Beautiful old pine hardwood floors, decorative fireplaces, fresh interior paint, and stylish new light fixtures create a warm, inviting atmosphere throughout. The renovated kitchen is both functional and beautiful, featuring quartz countertops, a farmhouse sink, and a brand-new range/oven, while an updated bathroom showcases new tile and tasteful finishes. Major improvements-including a new HVAC system and a roof that's less than two years old-offer added peace of mind for years to come. Outside, you'll find a fenced backyard, a detached two-car garage, and abundant storage space for hobbies, tools, or seasonal items. Best of all, you're less than two minutes from Covington's popular shopping, dining, coffee, and entertainment while enjoying the freedom of no HOA! Located on Lott Street, where filming has taken place for numerous productions, this property also presents exciting potential as a short-term rental or investment opportunity. Whether you're searching for a distinctive primary residence or a home with income-producing possibilities, this one offers the perfect blend of charm, convenience, and modern updates.

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
1
Living area
1,432 SF
Lot size
0.31 acres
Year built
1916
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Detached, Garage
Basement
Crawl Space
Style
Bungalow, Cottage, Ranch
Construction
Aluminum Siding
Roof
Composition
Flooring
Carpet, Ceramic Tile, Vinyl
Heating
Central
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
1
Appliances
Electric Water Heater
Lot
Front Yard, Level
HOA
No
Annual tax
$2,459 (2024)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $269,500 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,097/mo

Principal and interest
$1,666
Property tax
$205
Home insurance
$125
Mortgage insurance
$101
Loan amount
$242,550
Cash down
$26,950

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Joe Stockdale Real Estate, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

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