Active$469,900
3 bd4 ba1,903 SFTownhouse
653 Silva Street Unit 139
Cumming, GA 30040 · Palisades · 110 days listed
FMLS #7802056 · Listing Provided By The Providence Group Realty, LLC. · 678-475-9400
Active11 days listed
4915 Wil Ray Lane, Cumming, GA 30040
- 4bd
- 4ba
- 2,441SF
- 0.08ac lot
FMLS #7854242 · Listing Provided By HomeSmart · 678-474-6109 · Listing agent Kiran Komallapalli
About this home
Welcome to this stunning like-new townhome in the highly sought-after West Forsyth area! Built in 2021, this beautifully maintained 4-bedroom, 3.5-bath home features bright open living spaces, modern finishes, and a versatile floor plan perfect for today’s lifestyle. The stylish kitchen offers stone countertops, stainless steel appliances, abundant cabinetry, and a large island overlooking the spacious family room — ideal for entertaining and everyday living. Enjoy generously sized bedrooms, including a private guest suite and a relaxing primary retreat with spa-like bath and ample closet space. Conveniently located near top-rated Forsyth County schools, parks, shopping, dining, GA-400, Halcyon, Avalon, and the new Cumming City Center. Move-in ready with low-maintenance living in one of Cumming’s most desirable locations!
How this list price compares in Cumming
- List price is 28% below the Cumming median list price of $649,000 (1,279 homes).
- Compared with 118 townhouses in Cumming: 5% above the median of $447,231.
- List price per square foot is 13% below the Cumming median of $222/SF.
- 9 homes for sale in Bridgetowne.
- All 1,279 homes for sale in Cumming, GA.
- 1,623 homes for sale in Forsyth County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Townhouse
- Status
- Active
- Bedrooms
- 4
- Full baths
- 3
- Half baths
- 1
- Living area
- 2,441 SF
- Lot size
- 0.08 acres
- Year built
- 2021
- Levels
- Three Or More
- Main-level bedrooms
- 0
- Parking
- Garage Door Opener, Garage Faces Front
- Style
- Modern
- Construction
- Brick
- Roof
- Shingle
- Flooring
- Carpet, Wood
- Heating
- Central
- Cooling
- Central Air
- Fireplaces
- 1
- Appliances
- Dishwasher, Gas Cooktop
- Lot
- Back Yard
- HOA
- $250 annually
- Annual tax
- $5,098 (2025)
- County
- Forsyth
Assigned schools
- HighWest Forsyth
- MiddleHendricks
- ElementaryKelly Mill
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $469,000 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$3,646/mo
- Principal and interest
- $2,900
- Property tax
- $425
- Home insurance
- $125
- Mortgage insurance
- $176
- HOA dues
- $21
- Loan amount
- $422,100
- Cash down
- $46,900
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by HomeSmart, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Cumming?
See the similar homes section on this page, or browse all homes for sale in Cumming, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment complex for sale in GeorgiaApartment buildings and complexes for sale across Georgia.
- multifamily investment properties in GeorgiaDuplexes to large complexes, with screening cap rates on each building.
- church buildings for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
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- land for sale in GeorgiaAcreage, lots and development land.
Investor research and tools
- what cap rate Atlanta apartments list atMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- multifamily NOI guideHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR loan guideDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- cash-on-cash return on apartment buildingsCash-on-cash return on apartment buildings: the formula, a worked deal, and Georgia asks at today's rates.
- cap rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- multifamily deal analyzerRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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