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Pending21 days listed

5245 Sargent Drive, Cumming, GA 30040

  • 4bd
  • 3ba
  • 3,229SF
  • 0.23ac lot

Single-family homeLoring

List price

$649,000

$201/SF list

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FMLS IDXFMLS #7849984 · Listing Provided By Sekhars Realty, LLC. · 404-808-9978 · Listing agent Lavanya Thadiparthi

Location

5245 Sargent Drive, Cumming GA 30040

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About this home

Welcome to 5245 Sargent Drive in Cumming’s Loring swim and tennis community—a beautifully maintained, move-in-ready home offering generous living spaces and an expansive, fenced backyard. Built with D.R. Horton’s Bellview floor plan, this 4-bedroom, 3-bath residence features an open layout with abundant natural light and luxury vinyl plank flooring throughout the main level. The fireside family room flows into a well-appointed kitchen with quartz countertops, stainless steel appliances, ample cabinetry, a large island with seating, and a walk-in pantry, creating a welcoming space for cooking, gathering, and entertaining. A main-level bedroom and full bath offer flexibility for guests or a home office. Upstairs, the spacious owner’s suite includes dual vanities, a large walk-in shower, and an expansive walk-in closet. Two additional bedrooms, a full bath, and a versatile loft provide room for a media area, workspace, or recreation. Outdoor living is a standout feature, with a large, level, fully fenced backyard, covered patio, and extended patio offering space to dine, entertain, garden, or unwind. Loring’s amenities include a clubhouse, swimming pool, tennis and pickleball courts, playground, and neighborhood sidewalks. With access to GA-400, Highway 20, Lake Lanier, Cumming City Center, shopping, dining, and parks, this home brings together comfortable interiors, inviting outdoor spaces, and a convenient Forsyth County location. Schedule your private tour and discover everything this home has to offer.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
4
Full baths
3
Living area
3,229 SF
Lot size
0.23 acres
Year built
2021
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Garage
Style
Traditional
Construction
Brick, Concrete
Roof
Composition
Flooring
Hardwood, Carpet
Heating
Other
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Gas Water Heater, Microwave, Tankless Water Heater, Gas Range
Lot
Level
Community
Clubhouse, Homeowners Assoc, Playground, Pool, Sidewalks, Street Lights
HOA
$900 annually
Annual tax
$5,745 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $649,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,934/mo

Principal and interest
$4,012
Property tax
$479
Home insurance
$125
Mortgage insurance
$243
HOA dues
$75
Loan amount
$584,100
Cash down
$64,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Sekhars Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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