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Active106 days listed

5295 Harris Creek Drive, Cumming, GA 30040

  • 3bd
  • 2ba
  • 1,734SF
  • 0.47ac lot

Single-family homeHarris Creek

List price

$449,900

$259/SF list

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FMLS IDXFMLS #7803753 · Listing Provided By ERA Sunrise Realty · 770-720-1515 · Listing agent Zack Bobo

Location

5295 Harris Creek Drive, Cumming GA 30040

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About this home

Welcome home to this beautifully updated 3-bedroom, 2-bath ranch nestled on a spacious .47-acre lot in the desirable Harris Creek subdivision of Cumming! Offering the perfect blend of comfort, convenience, and value, this move-in-ready home features a low HOA of just $500 per year and an unbeatable location just minutes from shopping, restaurants, and Highway 20 for an easy commute. Inside, you'll love the functional, open layout featuring durable LVP flooring throughout the main living areas and brand-new carpet in all three bedrooms. A separate dining area welcomes you as you enter, while the kitchen is equipped with stainless steel appliances and overlooks the inviting family room complete with a cozy fireplace and direct access to the private, fenced backyard—perfect for entertaining, pets, or play. The thoughtfully designed floor plan offers spacious secondary bedrooms, a large owner's suite with a walk-in closet, a dedicated laundry room, and an attached two-car garage. Major updates provide peace of mind, including a brand-new HVAC system installed this year, a water heater that's approximately five years old, and a roof that's around 10 years old. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance home in a fantastic location, this one checks all the boxes. Don't miss your opportunity to call this beautiful Cumming home your own! Preferred closing attorney Lueder, Larkin & Hunter

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,734 SF
Lot size
0.47 acres
Year built
1996
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Attached, Garage
Basement
Driveway Access
Style
Ranch
Construction
Vinyl Siding
Roof
Composition
Flooring
Carpet, Luxury Vinyl
Heating
Central
Cooling
Ceiling Fan(s)
Fireplaces
1
Appliances
Dishwasher, Gas Range, Microwave
Lot
Back Yard, Front Yard
Community
Other
HOA
$540 annually
Annual tax
$3,288 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $449,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,394/mo

Principal and interest
$2,781
Property tax
$274
Home insurance
$125
Mortgage insurance
$169
HOA dues
$45
Loan amount
$404,910
Cash down
$44,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by ERA Sunrise Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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