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Active13 days listed

642 Bald Ridge Circle, Demorest, GA 30535

  • 5bd
  • 4ba
  • 3,900SF
  • 0.17ac lot

Single-family homeHabersham Meadows

List price

$449,900

$115/SF list

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FMLS IDXFMLS #7854104 · Listing Provided By Adams Homes Realty Inc. · 678-432-5495 · Listing agent Jeronda Owens

Location

642 Bald Ridge Circle, Demorest GA 30535

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About this home

NEW PRICE – $449,900! NEW CONSTRUCTION! SPACIOUS RANCH WITH FINISHED BASEMENT! NEARLY 3,900 SQ. FT.! Welcome home to this beautifully designed 5-bedroom, 4-bathroom home offering the perfect combination of space, comfort, and modern living! Step inside to discover an inviting open-concept layout featuring a spacious family room with an electric fireplace, luxury vinyl plank flooring, and an upgraded kitchen complete with granite countertops, stainless steel appliances, a large center island, pendant lighting, and a bright breakfast area! The private OWNER'S SUITE ON THE MAIN LEVEL offers a relaxing retreat with a separate shower, garden tub, double vanity, and generous walk-in closet. Two additional bedrooms and a full bathroom are conveniently located on the main floor, while upstairs features a private bedroom and full bathroom, perfect for guests or a home office! BUT THERE'S MORE! The FINISHED BASEMENT provides incredible additional living space, including a spacious recreation room, fifth bedroom, full bathroom, and ample unfinished storage! Whether you're dreaming of a movie room, game room, fitness area, or the ultimate entertainment space, this home offers endless possibilities! Additional features include motion-sensor floodlights, upgraded finishes, and an outdoor patio perfect for relaxing or entertaining. Conveniently located near shopping, dining, schools, and everyday essentials! INCENTIVES AVAILABLE TO QUALIFIED BUYERS! Don't miss your opportunity to own a stunning new construction home with a finished basement, plenty of room to grow, and exceptional value! Schedule your private showing today!

How this list price compares in Demorest

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Living area
3,900 SF
Lot size
0.17 acres
Year built
2026
Levels
Three Or More
Main-level bedrooms
3
Garage spaces
2
Parking
Garage
Basement
Finished Bath, Partial
Style
Ranch
Construction
Brick, HardiPlank Type
Roof
Composition
Flooring
Carpet, Vinyl
Heating
Central
Cooling
Ceiling Fan(s), Electric
Fireplaces
1
Appliances
Dishwasher, Electric Oven, Electric Range, Microwave
Lot
Other
Community
Homeowners Assoc
HOA
$600 annually
County
Habersham

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $449,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,463/mo

Principal and interest
$2,781
Property tax
$337
Home insurance
$125
Mortgage insurance
$169
HOA dues
$50
Loan amount
$404,910
Cash down
$44,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Adams Homes Realty Inc., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Demorest?

See the similar homes section on this page, or browse all homes for sale in Demorest, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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