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Active15 days listed

646 Bald Ridge Circle, Demorest, GA 30535

  • 6bd
  • 5ba
  • 3,681SF
  • 0.25ac lot

Single-family homeHabersham Meadows

List price

$439,900

$120/SF list

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FMLS IDXFMLS #7852941 · Listing Provided By Adams Homes Realty Inc. · 678-432-5495 · Listing agent Jeronda Owens

Location

646 Bald Ridge Circle, Demorest GA 30535

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About this home

SPACIOUS LIVING! FINISHED BASEMENT! MOVE-IN READY! Welcome to Habersham Meadows in beautiful Demorest, GA, where comfort, space, and modern living come together! Discover this beautifully designed home by Adams Homes, offering 5 bedrooms, spacious living areas, and a thoughtfully designed floor plan perfect for everyday living and entertaining! Step inside and experience an inviting open-concept layout that seamlessly connects the kitchen, dining, and living areas, creating a warm and welcoming atmosphere for gatherings of all sizes. The beautifully appointed kitchen features stylish finishes, ample cabinetry, generous counter space, and plenty of room to prepare meals while staying connected with family and guests. The spacious owner's suite offers a relaxing retreat, complete with a private ensuite bathroom and generous closet space. Additional bedrooms provide flexibility for family, guests, or a dedicated home office. But the real showstopper is the FINISHED BASEMENT! This incredible additional living space opens the door to endless possibilities! Imagine creating the ultimate entertainment area, a cozy movie theater, game room, fitness space, guest retreat, or even a second living area! Whether you're hosting holiday celebrations, entertaining friends, accommodating extended family, or simply looking for extra room to spread out, this home offers the space and versatility to fit your lifestyle. Step outside and enjoy the peaceful surroundings and natural beauty of Northeast Georgia, with room to relax, unwind, and enjoy the outdoors. Conveniently located near shopping, dining, schools, and everyday essentials, Habersham Meadows offers the perfect balance of small-town charm and modern convenience. Enjoy the added peace of mind that comes with a builder warranty! INCENTIVES AVAILABLE TO QUALIFIED BUYERS! With spacious interiors, a finished basement, and incredible flexibility, this home is ready for its next chapter! Don't miss your opportunity to make it yours! SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE EVERYTHING THIS HOME HAS TO OFFER!

How this list price compares in Demorest

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
6
Full baths
4
Half baths
1
Living area
3,681 SF
Lot size
0.25 acres
Year built
2026
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Covered, Driveway, Garage, Garage Faces Front
Basement
Finished, Finished Bath, Full, Walk-Out Access
Style
Traditional
Construction
Cement Siding, HardiPlank Type
Roof
Composition, Shingle
Flooring
Carpet
Heating
Central, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric, Zoned
Fireplaces
1
Appliances
Dishwasher, Electric Range
Lot
Sprinklers In Front, Sprinklers In Rear, Wooded
Community
Near Schools
HOA
$600 annually
County
Habersham

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $439,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,390/mo

Principal and interest
$2,720
Property tax
$330
Home insurance
$125
Mortgage insurance
$165
HOA dues
$50
Loan amount
$395,910
Cash down
$43,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Adams Homes Realty Inc., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Demorest?

See the similar homes section on this page, or browse all homes for sale in Demorest, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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