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Active94 days listed

314 Northcutt Road, Ellijay, GA 30540

  • 4bd
  • 4ba
  • 3,360SF
  • 1.3ac lot

Single-family home

List price

$649,900

$193/SF list

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FMLS IDXFMLS #7810595 · Listing Provided By RB Realty · 770-367-1194 · Listing agent Chris Moffa

Location

314 Northcutt Road, Ellijay GA 30540

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About this home

Beautifully updated mountain cabin just minutes from downtown Ellijay, yet tucked away on 1.3 private acres for peace and privacy. This turnkey and fully furnished retreat features a huge open floor plan with soaring ceilings, exposed beams, a stunning floor-to-ceiling stone fireplace, and a designer kitchen with granite countertops, a large island, and premium Kitchenaid appliances. The spacious layout includes a main-level primary suite, loft, and finished terrace level with additional living space and kitchenette—ideal for guests or multi-generational living. Wraparound decks, paved access, a whole-house generator, a handicap access ramp, and newer roof complete this exceptional mountain getaway or vacation rental opportunity. There is also a home warranty which can be transferred to the new owners. No HOA!!!

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
3,360 SF
Lot size
1.3 acres
Year built
1998
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
1
Parking
Driveway, Garage, Garage Door Opener
Basement
Exterior Entry, Finished, Finished Bath, Full, Interior Entry, Walk-Out Access
Style
Cabin, Country, Craftsman
Construction
Wood Siding
Roof
Shingle
Flooring
Vinyl, Wood
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
Lot
Back Yard, Wooded
HOA
No
Annual tax
$3,481 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $649,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,677/mo

Principal and interest
$4,018
Property tax
$290
Home insurance
$125
Mortgage insurance
$244
Loan amount
$584,910
Cash down
$64,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by RB Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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