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Active40 days listed

824 Banks Rd, Ellijay, GA 30540

  • 4bd
  • 3ba
  • 3,300SF
  • 1.76ac lot

Single-family home

List price

$650,000

$197/SF list

Ask about this home

FMLS IDXFMLS #7839456 · Listing Provided By RE/MAX Town And Country · 404-358-3944 · Listing agent Brandon Simmons

Location

824 Banks Rd, Ellijay GA 30540

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About this home

Discover peaceful North Georgia living with this beautiful new construction home situated on 1.76 acres in Ellijay. 4 bedrooms, 3 baths, 3300 square feet. Tucked away in an intimate subdivision with only 4 homes, this property offers privacy and quiet of mountain living with plenty of space for family, guests and entertaining. Open concept floorplan. The kitchen features granite countertops, stainless steel appliances and a large bar-style island overlooking the living room's cozy fireplace and soaring ceilings with wood beams. The rough-sawn wood staircase brings the perfect touch of rustic North Georgia character. The primary suite is conveniently located on the main level. The primary bath has double vanity, large tiled shower and walk in closet with built-ins. The main level also offers a light filled dining area, mud and laundry room. Upstairs you will find 2 spacious bedrooms and a full bath. The full finished basement adds an entire level of versatile living space with a large recreation room, fourth bedroom, full bath and an additional space for storage, a safe room, or a root/wine cellar. The outdoor living is just as impressive. Relax on the covered deck beside the wood-burning fireplace or roast marshmallows in the back yard firepit under the stars. No HOA. Convenient to downtown Ellijay, shops, wineries apple orchards and Carter's Lake. If you are looking for peace and quiet for a full time residence, investment or short term rental, call to view today!

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Living area
3,300 SF
Lot size
1.76 acres
Year built
2026
Levels
Three Or More
Main-level bedrooms
1
Parking
Driveway
Basement
Daylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry
Style
Craftsman
Construction
HardiPlank Type
Roof
Composition
Flooring
Luxury Vinyl
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
2
Appliances
Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
Lot
Level, Private
HOA
No
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $650,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,875/mo

Principal and interest
$4,019
Property tax
$488
Home insurance
$125
Mortgage insurance
$244
Loan amount
$585,000
Cash down
$65,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by RE/MAX Town And Country, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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