Active4 days listed

398 Dowel Circle, Ellijay, GA 30540

  • 3bd
  • 3ba
  • 2,262SF
  • 2.37ac lot

Single-family homeBig Buck Mountain

List price

$449,900

$199/SF list

Ask about this home

FMLS IDXFMLS #7858793 · Listing Provided By Simply List · 470-309-1545 · Listing agent Celine Higgins Evans

Location

398 Dowel Circle, Ellijay GA 30540

Interactive map

Loads on click

About this home

Enjoy sunrise and sunset from this furnished mountain retreat at 398 Dowel Circle, with 395 Dowel Circle included in the sale. Set along the East and West lots of a ridgeline in Big Buck Mountain, this custom three bedroom, three bath home was built by local builder Terry Southern and is offered by its original owners. Wood interiors throughout create a warm cabin atmosphere. All three bedrooms feature east facing windows that welcome the morning light, with a bedroom and full bathroom on each floor and outdoor living spaces on every level. The main level features an open concept, two story living and dining area connected to the kitchen. A barn door closes off the bedroom hallway for added privacy. Step onto the open deck for morning coffee with sunrise views toward Ellijay and Blue Ridge, outdoor cooking with a house connected propane grill and Blackstone griddle, or summer evenings beneath the stars. Upstairs, a catwalk leads to the primary suite with a dual vanity and bidet. An office and crafting nook leads to a west facing balcony with views toward Chatsworth. The finished lower level includes game and media rooms, a sleeper sofa, a full bathroom, and a bedroom with full and twin bunk beds. The lower bedroom opens to a covered deck with a two person Japanese cedar soaking tub. Across the street, the included 1.31 acre lot at 395 Dowel Circle offers a pergola with a hanging swing, a firepit, and space for hammocks, creating an inviting setting for sunsets and s'mores. Used exclusively as a family getaway and never rented, this lightly used, diligently maintained retreat is sold fully furnished. Additional features include a tankless water heater and an existing well filter. The owners report iron rich well water and recommend additional filtration. Access includes approximately a 20 minute drive up the mountain on dirt and gravel roads. The roads are in great condition, but a four wheel drive vehicle is recommended. Buyers should plan for the mountain drive when scheduling a visit. Both properties are included in the offering, combining a distinctive mountain home with a separate sunset retreat.

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
3
Living area
2,262 SF
Lot size
2.37 acres
Year built
2017
Levels
Two
Main-level bedrooms
1
Parking
Driveway
Basement
Daylight, Finished, Finished Bath, Full, Interior Entry
Style
Cabin, Country, Traditional
Construction
Cement Siding
Roof
Metal
Flooring
Vinyl
Heating
Propane, Zoned
Cooling
Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Range, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer
Lot
Front Yard, Mountain Frontage, Private, Sloped, Steep Slope, Wooded
Community
Community Dock, Fishing, Homeowners Assoc, Lake, Street Lights
HOA
$125 annually
Annual tax
$2,361 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $449,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,282/mo

Principal and interest
$2,781
Property tax
$197
Home insurance
$125
Mortgage insurance
$169
HOA dues
$10
Loan amount
$404,910
Cash down
$44,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Ellijay

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Simply List, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.